College Costs in Smithfield, RI 2026
Compare tuition, housing, and financial aid across 2 colleges in Smithfield, Rhode Island. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,074
per month
Colleges & Universities
2
institutions
Smithfield Overview
Population
21,430
Student Population
3,008 (14.0%)
Cost of Living Index
104.2 (avg: 100)
Walk Score
38/100
Transit Score
25/100
Unemployment Rate
4.2%
College Cost Calculator for Smithfield
Cost Inputs
Total Cost (4 Years, Public In-State)
$119,772
Total After Financial Aid
$119,772
Annual Cost
$29,943
Annual After Aid
$29,943
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $119,772 |
| Monthly Payment | $1,360 |
| Total Interest | $43,426 |
| Total Loan Cost | $163,198 |
Universities in Smithfield
| University | Type | Annual Tuition |
|---|---|---|
| Smithfield State University | Public | $13,348 |
| Smithfield Community College | Community | $5,823 |
Smithfield has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Smithfield vs. National Average
| Category | Smithfield | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,800 | $10,940 | +$3,860 |
| Monthly Rent Near Campus | $1,074 | $1,050 | +$24 |
| Cost of Living Index | 104.2 | 100 | +4.200000000000003 |
Smithfield's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Smithfield
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
3,008 students
Smithfield has a total population of 21,430, with approximately 3,008 college students (14.0% of the population). Smithfield has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Smithfield
$42,632
Starting Salary
4.2%
Unemployment Rate
47%
Graduation Rate
~16 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Smithfield earn a median starting salary of $42,632, which is $7,632 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $119,772 (including room and board), it would take approximately 16 years of the salary premium to recoup the investment. With average financial aid of $9,920 per student per year, the net cost and payback period can be significantly reduced.
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