College Credit Calculator
Calculate semester GPA, cumulative GPA, credits toward graduation, transfer credits, remaining credits, and how many terms you need to finish a degree.
Reviewed May 26, 2026. DegreeCalc calculators are educational planning tools; verify final tuition, aid, transcript, loan, and employment decisions with official school, federal, servicer, or employer records.
Current Semester Courses
Prior Academic Record
Graduation Credit Planner
This planner counts this semester's course list, accepted transfer/AP credits, and credits already earned. Always verify degree audits with your registrar because major-specific requirements can matter more than the raw credit count.
Semester GPA
4.00
Cumulative GPA After Semester
4.00
Semester Credits
12
Total Credits
12
Graduation Credit Progress
Credits Toward Degree
12 / 120
Remaining Credits
108
Estimated Terms Left
8
Completion
10%
Grade Impact Detail
| Course | Credits | Grade | Quality Pts |
|---|---|---|---|
| Course 1 | 3 | A | 12.0 |
| Course 2 | 3 | A | 12.0 |
| Course 3 | 3 | A | 12.0 |
| Course 4 | 3 | A | 12.0 |
| Total | 12 | 4.00 | 48.0 |
What If? GPA Scenarios
| If all grades were... | Semester GPA | Cumulative |
|---|---|---|
| All As | 4.00 | 4.00 |
| All B+s | 3.30 | 3.30 |
| All Bs | 3.00 | 3.00 |
| All C+s | 2.30 | 2.30 |
| All Cs | 2.00 | 2.00 |
Frequently Asked Questions
How is semester GPA calculated?
Semester GPA is calculated by multiplying each course grade point value by its credit hours to get quality points, then dividing total quality points by total credit hours. For example, an A (4.0) in a 3-credit course earns 12 quality points.
How does cumulative GPA work?
Cumulative GPA combines all semesters. It uses total quality points earned across all semesters divided by total credit hours attempted. Enter your current cumulative GPA and credits to see how this semester affects your overall GPA.
How many credits do I need to raise my GPA?
The credits needed depends on your current GPA, target GPA, and total credits. Enter your target GPA to see how many additional credits at a 4.0 (all A grades) you would need. The higher your current credit count, the more new credits are needed to move your GPA.
How many college credits do I need to graduate?
Many bachelor degree programs require about 120 semester credits, while associate degrees often require about 60 credits. Your exact requirement depends on your school, major, residency rules, general education requirements, and whether transfer credits are accepted.