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College Cost Planning in Fort Madison, IA 2026

Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Fort Madison, Iowa. Use the calculator to stress-test your net cost before borrowing.

Local Planning Model, Not a School Directory

DegreeCalc treats Fort Madison as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.

Avg Public Tuition

$9,600

per year

Avg Private Tuition

$34,000

per year

Avg Rent Near Campus

$483

per month

Local Cost Market

1

benchmark points

Fort Madison Overview

Population

10,715

Student Population

1,694 (15.8%)

Cost of Living Index

81.1 (avg: 100)

Walk Score

41/100

Transit Score

19/100

Unemployment Rate

2.6%

College Cost Calculator for Fort Madison

Cost Inputs

Total Cost (4 Years, Public In-State)

$91,600

Total After Financial Aid

$91,600

Annual Cost

$22,900

Annual After Aid

$22,900

Cost Breakdown (4 Years)

Tuition$38,400
Room & Board$53,200

If Financed (10-Year Loan at 6.5%)

Loan Amount$91,600
Monthly Payment$1,040
Total Interest$33,212
Total Loan Cost$124,812

Education Cost Benchmarks in Fort Madison

These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.

Institution count

1

Public tuition

$9,600

Private tuition

$34,000

Community college

$5,208

Cost of Living in Fort Madison vs. National Average

CategoryFort MadisonNational AvgDifference
Public Tuition (In-State)$9,600$10,940-$1,340
Monthly Rent Near Campus$483$1,050-$567
Cost of Living Index81.1100-18.900000000000006

Fort Madison's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Fort Madison

41

Walk Score

Car-Dependent

19

Transit Score

Minimal Transit

15.8%

Student Population

1,694 students

Fort Madison has a total population of 10,715, with approximately 1,694 college students (15.8% of the population). As a major college town, Fort Madison offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.

Post-Graduation Outlook in Fort Madison

$29,641

Starting Salary

2.6%

Unemployment Rate

70%

Graduation Rate

Review

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Fort Madison earn a median starting salary of $29,641, which is $5,359 less per year than the average high school graduate salary of $35,000. The modeled starting salary does not create a positive premium over the high-school earnings benchmark, so this market needs extra scrutiny before borrowing. With average financial aid of $14,336 per student per year, the net cost can change materially by school and program.

Other Cities in Iowa

Methodology & Education Data Sources for Fort Madison

How we compile Fort Madison college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.

  1. Tuition data reflects published in-state and out-of-state rates per IPEDS for Fort Madison institutions, updated annually.
  2. Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
  3. Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
  4. Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
  5. Local context: Fort Madison's walk score, transit options, and cost of living affect total college expenses beyond tuition.

Authoritative US education data sources:

Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release

Frequently Asked Questions

How much does college cost in Fort Madison, IA?

Average annual in-state public university tuition in Fort Madison is $9,600. Private university tuition averages $34,000, and community college tuition averages $5,208. When room and board ($13,300/year) is included, the total annual cost at a public university is approximately $22,900.

How many local cost benchmarks are used for Fort Madison, IA?

Fort Madison uses approximately 1 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 1,694, which represents 15.8% of the total population.

What is the average rent near campus in Fort Madison?

The average rent near college campuses in Fort Madison is approximately $483 per month. The city has a cost of living index of 81.1 (national average is 100), a walk score of 41, and a public transit score of 19. Students can save on housing by sharing apartments or living further from campus.

What is the average starting salary after college in Fort Madison?

College graduates in Fort Madison earn a median starting salary of $29,641. The local unemployment rate is 2.6%. With an average financial aid package of $14,336 per student and a 70% graduation rate, students should carefully plan their college journey to maximize their return on investment.

Is it worth going to college in Fort Madison, IA?

With a median starting salary of $29,641 and an average 4-year public university cost of $91,600 (including room and board), the modeled salary premium is not strong enough to show a standard payback period. Use grants, lower-cost school choices, and program-specific earnings before borrowing.

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