College Costs in Cumberland, RI 2026
Compare tuition, housing, and financial aid across 2 colleges in Cumberland, Rhode Island. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,125
per month
Colleges & Universities
2
institutions
Cumberland Overview
Population
36,040
Student Population
2,618 (7.3%)
Cost of Living Index
108.2 (avg: 100)
Walk Score
36/100
Transit Score
25/100
Unemployment Rate
3.1%
College Cost Calculator for Cumberland
Cost Inputs
Total Cost (4 Years, Public In-State)
$116,156
Total After Financial Aid
$116,156
Annual Cost
$29,039
Annual After Aid
$29,039
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $116,156 |
| Monthly Payment | $1,319 |
| Total Interest | $42,115 |
| Total Loan Cost | $158,271 |
Universities in Cumberland
| University | Type | Annual Tuition |
|---|---|---|
| Cumberland State University | Public | $15,124 |
| Cumberland Community College | Community | $5,522 |
Cumberland has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Cumberland vs. National Average
| Category | Cumberland | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,800 | $10,940 | +$3,860 |
| Monthly Rent Near Campus | $1,125 | $1,050 | +$75 |
| Cost of Living Index | 108.2 | 100 | +8.200000000000003 |
Cumberland's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Cumberland
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,618 students
Cumberland has a total population of 36,040, with approximately 2,618 college students (7.3% of the population). While not primarily a college town, Cumberland offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Cumberland
$46,149
Starting Salary
3.1%
Unemployment Rate
69%
Graduation Rate
~10 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Cumberland earn a median starting salary of $46,149, which is $11,149 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $116,156 (including room and board), it would take approximately 10 years of the salary premium to recoup the investment. With average financial aid of $8,474 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Rhode Island
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4 colleges · Avg tuition $14,800
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3 colleges · Avg tuition $14,800
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2 colleges · Avg tuition $14,800
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South Kingstown
2 colleges · Avg tuition $14,800
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2 colleges · Avg tuition $14,800
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2 colleges · Avg tuition $14,800
North Kingstown
2 colleges · Avg tuition $14,800
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