College Cost Planning in Key Largo, FL 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Key Largo, Florida. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Key Largo as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$6,400
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,098
per month
Local Cost Market
1
benchmark points
Key Largo Overview
Population
10,433
Student Population
1,709 (16.4%)
Cost of Living Index
91.9 (avg: 100)
Walk Score
48/100
Transit Score
16/100
Unemployment Rate
2.4%
College Cost Calculator for Key Largo
Cost Inputs
Total Cost (4 Years, Public In-State)
$81,740
Total After Financial Aid
$81,740
Annual Cost
$20,435
Annual After Aid
$20,435
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $81,740 |
| Monthly Payment | $928 |
| Total Interest | $29,637 |
| Total Loan Cost | $111,377 |
Education Cost Benchmarks in Key Largo
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
1
Public tuition
$6,400
Private tuition
$30,000
Community college
$4,996
Cost of Living in Key Largo vs. National Average
| Category | Key Largo | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,400 | $10,940 | -$4,540 |
| Monthly Rent Near Campus | $1,098 | $1,050 | +$48 |
| Cost of Living Index | 91.9 | 100 | -8.099999999999994 |
Key Largo's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Key Largo
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,709 students
Key Largo has a total population of 10,433, with approximately 1,709 college students (16.4% of the population). As a major college town, Key Largo offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Key Largo
$31,494
Starting Salary
2.4%
Unemployment Rate
49%
Graduation Rate
Review
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Key Largo earn a median starting salary of $31,494, which is $3,506 less per year than the average high school graduate salary of $35,000. The modeled starting salary does not create a positive premium over the high-school earnings benchmark, so this market needs extra scrutiny before borrowing. With average financial aid of $12,416 per student per year, the net cost can change materially by school and program.
Other Cities in Florida
Jacksonville
35 colleges · Avg tuition $6,394
Miami
12 colleges · Avg tuition $6,556
Tampa
26 colleges · Avg tuition $5,955
Orlando
16 colleges · Avg tuition $6,368
St. Petersburg
22 colleges · Avg tuition $10,405
Hialeah
22 colleges · Avg tuition $10,711
Tallahassee
11 colleges · Avg tuition $6,151
Fort Lauderdale
5 colleges · Avg tuition $10,805
Gainesville
6 colleges · Avg tuition $6,381
West Palm Beach
6 colleges · Avg tuition $7,844
Clearwater
9 colleges · Avg tuition $8,444
Fort Myers
6 colleges · Avg tuition $6,118
Methodology & Education Data Sources for Key Largo
How we compile Key Largo college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Key Largo institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Key Largo's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Key Largo, FL?
Average annual in-state public university tuition in Key Largo is $6,400. Private university tuition averages $30,000, and community college tuition averages $4,996. When room and board ($14,035/year) is included, the total annual cost at a public university is approximately $20,435.
How many local cost benchmarks are used for Key Largo, FL?
Key Largo uses approximately 1 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 1,709, which represents 16.4% of the total population.
What is the average rent near campus in Key Largo?
The average rent near college campuses in Key Largo is approximately $1,098 per month. The city has a cost of living index of 91.9 (national average is 100), a walk score of 48, and a public transit score of 16. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Key Largo?
College graduates in Key Largo earn a median starting salary of $31,494. The local unemployment rate is 2.4%. With an average financial aid package of $12,416 per student and a 49% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Key Largo, FL?
With a median starting salary of $31,494 and an average 4-year public university cost of $81,740 (including room and board), the modeled salary premium is not strong enough to show a standard payback period. Use grants, lower-cost school choices, and program-specific earnings before borrowing.
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