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College Cost Planning in Beloit, WI 2026

Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Beloit, Wisconsin. Use the calculator to stress-test your net cost before borrowing.

Local Planning Model, Not a School Directory

DegreeCalc treats Beloit as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.

Avg Public Tuition

$10,600

per year

Avg Private Tuition

$34,000

per year

Avg Rent Near Campus

$693

per month

Local Cost Market

2

benchmark points

Beloit Overview

Population

36,804

Student Population

2,653 (7.2%)

Cost of Living Index

82.4 (avg: 100)

Walk Score

47/100

Transit Score

23/100

Unemployment Rate

3.5%

College Cost Calculator for Beloit

Cost Inputs

Total Cost (4 Years, Public In-State)

$96,820

Total After Financial Aid

$96,820

Annual Cost

$24,205

Annual After Aid

$24,205

Cost Breakdown (4 Years)

Tuition$42,400
Room & Board$54,420

If Financed (10-Year Loan at 6.5%)

Loan Amount$96,820
Monthly Payment$1,099
Total Interest$35,105
Total Loan Cost$131,925

Education Cost Benchmarks in Beloit

These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.

Institution count

2

Public tuition

$10,600

Private tuition

$34,000

Community college

$5,187

Cost of Living in Beloit vs. National Average

CategoryBeloitNational AvgDifference
Public Tuition (In-State)$10,600$10,940-$340
Monthly Rent Near Campus$693$1,050-$357
Cost of Living Index82.4100-17.599999999999994

Beloit's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Beloit

47

Walk Score

Car-Dependent

23

Transit Score

Minimal Transit

7.2%

Student Population

2,653 students

Beloit has a total population of 36,804, with approximately 2,653 college students (7.2% of the population). While not primarily a college town, Beloit offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Beloit

$37,849

Starting Salary

3.5%

Unemployment Rate

49%

Graduation Rate

~34 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Beloit earn a median starting salary of $37,849, which is $2,849 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 34 years to cover the investment. With average financial aid of $9,280 per student per year, the net cost can change materially by school and program.

Other Cities in Wisconsin

Methodology & Education Data Sources for Beloit

How we compile Beloit college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.

  1. Tuition data reflects published in-state and out-of-state rates per IPEDS for Beloit institutions, updated annually.
  2. Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
  3. Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
  4. Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
  5. Local context: Beloit's walk score, transit options, and cost of living affect total college expenses beyond tuition.

Authoritative US education data sources:

Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release

Frequently Asked Questions

How much does college cost in Beloit, WI?

Average annual in-state public university tuition in Beloit is $10,600. Private university tuition averages $34,000, and community college tuition averages $5,187. When room and board ($13,605/year) is included, the total annual cost at a public university is approximately $24,205.

How many local cost benchmarks are used for Beloit, WI?

Beloit uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,653, which represents 7.2% of the total population.

What is the average rent near campus in Beloit?

The average rent near college campuses in Beloit is approximately $693 per month. The city has a cost of living index of 82.4 (national average is 100), a walk score of 47, and a public transit score of 23. Students can save on housing by sharing apartments or living further from campus.

What is the average starting salary after college in Beloit?

College graduates in Beloit earn a median starting salary of $37,849. The local unemployment rate is 3.5%. With an average financial aid package of $9,280 per student and a 49% graduation rate, students should carefully plan their college journey to maximize their return on investment.

Is it worth going to college in Beloit, WI?

With a median starting salary of $37,849 and an average 4-year public university cost of $96,820 (including room and board), the modeled salary premium can recoup the net investment in about 34 years. The 49% graduation rate underscores the importance of choosing the right program and staying on track academically.

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