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College Costs in Troy, NC 2026

Compare tuition, housing, and financial aid across 2 colleges in Troy, North Carolina. Use our free calculator to estimate your total cost.

Avg Public Tuition

$9,200

per year

Avg Private Tuition

$34,000

per year

Avg Rent Near Campus

$990

per month

Colleges & Universities

2

institutions

Troy Overview

Population

27,992

Student Population

1,646 (5.9%)

Cost of Living Index

98.7 (avg: 100)

Walk Score

38/100

Transit Score

16/100

Unemployment Rate

3.3%

College Cost Calculator for Troy

Cost Inputs

Total Cost (4 Years, Public In-State)

$94,388

Total After Financial Aid

$94,388

Annual Cost

$23,597

Annual After Aid

$23,597

Cost Breakdown (4 Years)

Tuition$36,800
Room & Board$57,588

If Financed (10-Year Loan at 6.5%)

Loan Amount$94,388
Monthly Payment$1,072
Total Interest$34,223
Total Loan Cost$128,611

Universities in Troy

UniversityTypeAnnual Tuition
Troy State UniversityPublic$9,078
Troy Community CollegeCommunity$5,430

Troy has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Troy vs. National Average

CategoryTroyNational AvgDifference
Public Tuition (In-State)$9,200$10,940-$1,740
Monthly Rent Near Campus$990$1,050-$60
Cost of Living Index98.7100-1.2999999999999972

Troy's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.

Student Life in Troy

38

Walk Score

Car-Dependent

16

Transit Score

Minimal Transit

5.9%

Student Population

1,646 students

Troy has a total population of 27,992, with approximately 1,646 college students (5.9% of the population). While not primarily a college town, Troy offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Troy

$30,308

Starting Salary

3.3%

Unemployment Rate

66%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Troy earn a median starting salary of $30,308, which is -$4,692 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $94,388 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $9,075 per student per year, the net cost and payback period can be significantly reduced.

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