College Cost Planning in Durham, NC 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Durham, North Carolina. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Durham as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$6,477
per year
Avg Private Tuition
$62,688
per year
Avg Rent Near Campus
$863
per month
Local Cost Market
25
benchmark points
Durham Overview
Population
283,506
Student Population
56,021 (19.8%)
Cost of Living Index
109 (avg: 100)
Walk Score
68/100
Transit Score
37/100
Unemployment Rate
5.9%
College Cost Calculator for Durham
Cost Inputs
Total Cost (4 Years, Public In-State)
$82,312
Total After Financial Aid
$82,312
Annual Cost
$20,578
Annual After Aid
$20,578
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $82,312 |
| Monthly Payment | $935 |
| Total Interest | $29,844 |
| Total Loan Cost | $112,156 |
Education Cost Benchmarks in Durham
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
25
Public tuition
$6,477
Private tuition
$62,688
Community college
$2,864
Cost of Living in Durham vs. National Average
| Category | Durham | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,477 | $10,940 | -$4,463 |
| Monthly Rent Near Campus | $863 | $1,050 | -$187 |
| Cost of Living Index | 109 | 100 | +9 |
Durham's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Durham
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
56,021 students
Durham has a total population of 283,506, with approximately 56,021 college students (19.8% of the population). As a major college town, Durham offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Durham
$41,621
Starting Salary
5.9%
Unemployment Rate
54%
Graduation Rate
~12.4 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Durham earn a median starting salary of $41,621, which is $6,621 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 12.4 years to cover the investment. With average financial aid of $13,850 per student per year, the net cost can change materially by school and program.
Other Cities in North Carolina
Charlotte
39 colleges · Avg tuition $7,092
Raleigh
21 colleges · Avg tuition $9,101
Greensboro
17 colleges · Avg tuition $7,000
Winston-Salem
26 colleges · Avg tuition $6,432
Fayetteville
15 colleges · Avg tuition $5,925
Wilmington
5 colleges · Avg tuition $7,287
Asheville
4 colleges · Avg tuition $7,361
Chapel Hill
5 colleges · Avg tuition $8,998
Boone
3 colleges · Avg tuition $7,657
Cullowhee
4 colleges · Avg tuition $7,428
Cary
7 colleges · Avg tuition $9,200
High Point
5 colleges · Avg tuition $9,200
Methodology & Education Data Sources for Durham
How we compile Durham college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Durham institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Durham's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Durham, NC?
Average annual in-state public university tuition in Durham is $6,477. Private university tuition averages $62,688, and community college tuition averages $2,864. When room and board ($14,101/year) is included, the total annual cost at a public university is approximately $20,578.
How many local cost benchmarks are used for Durham, NC?
Durham uses approximately 25 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 56,021, which represents 19.8% of the total population.
What is the average rent near campus in Durham?
The average rent near college campuses in Durham is approximately $863 per month. The city has a cost of living index of 109 (national average is 100), a walk score of 68, and a public transit score of 37. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Durham?
College graduates in Durham earn a median starting salary of $41,621. The local unemployment rate is 5.9%. With an average financial aid package of $13,850 per student and a 54% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Durham, NC?
With a median starting salary of $41,621 and an average 4-year public university cost of $82,312 (including room and board), the modeled salary premium can recoup the net investment in about 12.4 years. The 54% graduation rate underscores the importance of choosing the right program and staying on track academically.
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