College Costs in Temple Terrace, FL 2026
Compare tuition, housing, and financial aid across 2 colleges in Temple Terrace, Florida. Use our free calculator to estimate your total cost.
Avg Public Tuition
$6,400
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,263
per month
Colleges & Universities
2
institutions
Temple Terrace Overview
Population
28,125
Student Population
3,317 (11.8%)
Cost of Living Index
103 (avg: 100)
Walk Score
50/100
Transit Score
13/100
Unemployment Rate
3%
College Cost Calculator for Temple Terrace
Cost Inputs
Total Cost (4 Years, Public In-State)
$81,196
Total After Financial Aid
$81,196
Annual Cost
$20,299
Annual After Aid
$20,299
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $81,196 |
| Monthly Payment | $922 |
| Total Interest | $29,440 |
| Total Loan Cost | $110,636 |
Universities in Temple Terrace
| University | Type | Annual Tuition |
|---|---|---|
| Temple Terrace State University | Public | $6,217 |
| Temple Terrace Community College | Community | $5,354 |
Temple Terrace has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Temple Terrace vs. National Average
| Category | Temple Terrace | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,400 | $10,940 | -$4,540 |
| Monthly Rent Near Campus | $1,263 | $1,050 | +$213 |
| Cost of Living Index | 103 | 100 | +3 |
Temple Terrace's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Temple Terrace
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
3,317 students
Temple Terrace has a total population of 28,125, with approximately 3,317 college students (11.8% of the population). Temple Terrace has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Temple Terrace
$31,832
Starting Salary
3%
Unemployment Rate
74%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Temple Terrace earn a median starting salary of $31,832, which is -$3,168 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $81,196 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $9,254 per student per year, the net cost and payback period can be significantly reduced.
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