College Costs in Stillwater, OK 2026
Compare tuition, housing, and financial aid across 3 colleges in Stillwater, Oklahoma. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,400
per year
Avg Private Tuition
$24,000
per year
Avg Rent Near Campus
$606
per month
Colleges & Universities
3
institutions
Stillwater Overview
Population
50,210
Student Population
2,677 (5.3%)
Cost of Living Index
87.3 (avg: 100)
Walk Score
53/100
Transit Score
19/100
Unemployment Rate
3.1%
College Cost Calculator for Stillwater
Cost Inputs
Total Cost (4 Years, Public In-State)
$86,376
Total After Financial Aid
$86,376
Annual Cost
$21,594
Annual After Aid
$21,594
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $86,376 |
| Monthly Payment | $981 |
| Total Interest | $31,318 |
| Total Loan Cost | $117,694 |
Universities in Stillwater
| University | Type | Annual Tuition |
|---|---|---|
| Stillwater State University | Public | $9,067 |
| Stillwater Community College | Community | $5,132 |
Stillwater has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Stillwater vs. National Average
| Category | Stillwater | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,400 | $10,940 | -$2,540 |
| Monthly Rent Near Campus | $606 | $1,050 | -$444 |
| Cost of Living Index | 87.3 | 100 | -12.700000000000003 |
Stillwater's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Stillwater
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,677 students
Stillwater has a total population of 50,210, with approximately 2,677 college students (5.3% of the population). While not primarily a college town, Stillwater offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Stillwater
$33,128
Starting Salary
3.1%
Unemployment Rate
74%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Stillwater earn a median starting salary of $33,128, which is -$1,872 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $86,376 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $14,797 per student per year, the net cost and payback period can be significantly reduced.
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