College Costs in St. Pauls, NC 2026
Compare tuition, housing, and financial aid across 2 colleges in St. Pauls, North Carolina. Use our free calculator to estimate your total cost.
Avg Public Tuition
$9,200
per year
Avg Private Tuition
$34,000
per year
Avg Rent Near Campus
$930
per month
Colleges & Universities
2
institutions
St. Pauls Overview
Population
24,112
Student Population
2,946 (12.2%)
Cost of Living Index
98.2 (avg: 100)
Walk Score
36/100
Transit Score
27/100
Unemployment Rate
3%
College Cost Calculator for St. Pauls
Cost Inputs
Total Cost (4 Years, Public In-State)
$94,660
Total After Financial Aid
$94,660
Annual Cost
$23,665
Annual After Aid
$23,665
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $94,660 |
| Monthly Payment | $1,075 |
| Total Interest | $34,321 |
| Total Loan Cost | $128,981 |
Universities in St. Pauls
| University | Type | Annual Tuition |
|---|---|---|
| St. Pauls State University | Public | $9,820 |
| St. Pauls Community College | Community | $5,905 |
St. Pauls has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in St. Pauls vs. National Average
| Category | St. Pauls | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $9,200 | $10,940 | -$1,740 |
| Monthly Rent Near Campus | $930 | $1,050 | -$120 |
| Cost of Living Index | 98.2 | 100 | -1.7999999999999972 |
St. Pauls's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in St. Pauls
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,946 students
St. Pauls has a total population of 24,112, with approximately 2,946 college students (12.2% of the population). St. Pauls has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in St. Pauls
$38,104
Starting Salary
3%
Unemployment Rate
63%
Graduation Rate
~30 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in St. Pauls earn a median starting salary of $38,104, which is $3,104 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $94,660 (including room and board), it would take approximately 30 years of the salary premium to recoup the investment. With average financial aid of $9,882 per student per year, the net cost and payback period can be significantly reduced.
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