College Costs in St. Cloud, FL 2026
Compare tuition, housing, and financial aid across 3 colleges in St. Cloud, Florida. Use our free calculator to estimate your total cost.
Avg Public Tuition
$6,400
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,281
per month
Colleges & Universities
3
institutions
St. Cloud Overview
Population
58,511
Student Population
4,004 (6.8%)
Cost of Living Index
103.6 (avg: 100)
Walk Score
46/100
Transit Score
15/100
Unemployment Rate
2.4%
College Cost Calculator for St. Cloud
Cost Inputs
Total Cost (4 Years, Public In-State)
$83,812
Total After Financial Aid
$83,812
Annual Cost
$20,953
Annual After Aid
$20,953
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $83,812 |
| Monthly Payment | $952 |
| Total Interest | $30,388 |
| Total Loan Cost | $114,200 |
Universities in St. Cloud
| University | Type | Annual Tuition |
|---|---|---|
| St. Cloud State University | Public | $6,745 |
| St. Cloud Community College | Community | $5,634 |
St. Cloud has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in St. Cloud vs. National Average
| Category | St. Cloud | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,400 | $10,940 | -$4,540 |
| Monthly Rent Near Campus | $1,281 | $1,050 | +$231 |
| Cost of Living Index | 103.6 | 100 | +3.5999999999999943 |
St. Cloud's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in St. Cloud
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
4,004 students
St. Cloud has a total population of 58,511, with approximately 4,004 college students (6.8% of the population). While not primarily a college town, St. Cloud offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in St. Cloud
$38,736
Starting Salary
2.4%
Unemployment Rate
53%
Graduation Rate
~22 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in St. Cloud earn a median starting salary of $38,736, which is $3,736 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $83,812 (including room and board), it would take approximately 22 years of the salary premium to recoup the investment. With average financial aid of $13,338 per student per year, the net cost and payback period can be significantly reduced.
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