College Costs in Spencer, WV 2026
Compare tuition, housing, and financial aid across 1 colleges in Spencer, West Virginia. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,800
per year
Avg Private Tuition
$24,000
per year
Avg Rent Near Campus
$400
per month
Colleges & Universities
1
institutions
Spencer Overview
Population
2,222
Student Population
607 (27.3%)
Cost of Living Index
75.9 (avg: 100)
Walk Score
37/100
Transit Score
22/100
Unemployment Rate
4.5%
College Cost Calculator for Spencer
Cost Inputs
Total Cost (4 Years, Public In-State)
$89,892
Total After Financial Aid
$89,892
Annual Cost
$22,473
Annual After Aid
$22,473
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $89,892 |
| Monthly Payment | $1,021 |
| Total Interest | $32,593 |
| Total Loan Cost | $122,485 |
Universities in Spencer
| University | Type | Annual Tuition |
|---|---|---|
| Spencer State University | Public | $8,607 |
| Spencer Community College | Community | $4,779 |
Spencer has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Spencer vs. National Average
| Category | Spencer | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,800 | $10,940 | -$2,140 |
| Monthly Rent Near Campus | $400 | $1,050 | -$650 |
| Cost of Living Index | 75.9 | 100 | -24.099999999999994 |
Spencer's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Spencer
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
607 students
Spencer has a total population of 2,222, with approximately 607 college students (27.3% of the population). As a major college town, Spencer offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Spencer
$31,952
Starting Salary
4.5%
Unemployment Rate
46%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Spencer earn a median starting salary of $31,952, which is -$3,048 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $89,892 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $14,246 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in West Virginia
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Beckley
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Teays Valley
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