College Cost Planning in Scarborough, ME 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Scarborough, Maine. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Scarborough as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$12,100
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$714
per month
Local Cost Market
2
benchmark points
Scarborough Overview
Population
22,135
Student Population
2,598 (11.7%)
Cost of Living Index
107.9 (avg: 100)
Walk Score
46/100
Transit Score
19/100
Unemployment Rate
3.9%
College Cost Calculator for Scarborough
Cost Inputs
Total Cost (4 Years, Public In-State)
$103,696
Total After Financial Aid
$103,696
Annual Cost
$25,924
Annual After Aid
$25,924
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $103,696 |
| Monthly Payment | $1,177 |
| Total Interest | $37,598 |
| Total Loan Cost | $141,294 |
Education Cost Benchmarks in Scarborough
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
2
Public tuition
$12,100
Private tuition
$40,000
Community college
$5,432
Cost of Living in Scarborough vs. National Average
| Category | Scarborough | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,100 | $10,940 | +$1,160 |
| Monthly Rent Near Campus | $714 | $1,050 | -$336 |
| Cost of Living Index | 107.9 | 100 | +7.900000000000006 |
Scarborough's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Scarborough
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,598 students
Scarborough has a total population of 22,135, with approximately 2,598 college students (11.7% of the population). Scarborough has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Scarborough
$31,872
Starting Salary
3.9%
Unemployment Rate
61%
Graduation Rate
Review
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Scarborough earn a median starting salary of $31,872, which is $3,128 less per year than the average high school graduate salary of $35,000. The modeled starting salary does not create a positive premium over the high-school earnings benchmark, so this market needs extra scrutiny before borrowing. With average financial aid of $14,669 per student per year, the net cost can change materially by school and program.
Other Cities in Maine
Portland
7 colleges · Avg tuition $10,016
Lewiston
3 colleges · Avg tuition $17,128
Bangor
3 colleges · Avg tuition $11,438
Augusta
3 colleges · Avg tuition $8,256
South Portland
2 colleges · Avg tuition $12,100
Auburn
2 colleges · Avg tuition $12,100
Biddeford
2 colleges · Avg tuition $12,100
Brunswick
2 colleges · Avg tuition $12,100
Sanford
2 colleges · Avg tuition $12,100
Saco
2 colleges · Avg tuition $12,100
Westbrook
2 colleges · Avg tuition $12,100
Windham
2 colleges · Avg tuition $12,100
Methodology & Education Data Sources for Scarborough
How we compile Scarborough college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Scarborough institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Scarborough's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Scarborough, ME?
Average annual in-state public university tuition in Scarborough is $12,100. Private university tuition averages $40,000, and community college tuition averages $5,432. When room and board ($13,824/year) is included, the total annual cost at a public university is approximately $25,924.
How many local cost benchmarks are used for Scarborough, ME?
Scarborough uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,598, which represents 11.7% of the total population.
What is the average rent near campus in Scarborough?
The average rent near college campuses in Scarborough is approximately $714 per month. The city has a cost of living index of 107.9 (national average is 100), a walk score of 46, and a public transit score of 19. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Scarborough?
College graduates in Scarborough earn a median starting salary of $31,872. The local unemployment rate is 3.9%. With an average financial aid package of $14,669 per student and a 61% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Scarborough, ME?
With a median starting salary of $31,872 and an average 4-year public university cost of $103,696 (including room and board), the modeled salary premium is not strong enough to show a standard payback period. Use grants, lower-cost school choices, and program-specific earnings before borrowing.
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