College Costs in Ponca City, OK 2026
Compare tuition, housing, and financial aid across 2 colleges in Ponca City, Oklahoma. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,400
per year
Avg Private Tuition
$24,000
per year
Avg Rent Near Campus
$483
per month
Colleges & Universities
2
institutions
Ponca City Overview
Population
24,063
Student Population
2,866 (11.9%)
Cost of Living Index
79.1 (avg: 100)
Walk Score
35/100
Transit Score
20/100
Unemployment Rate
3.5%
College Cost Calculator for Ponca City
Cost Inputs
Total Cost (4 Years, Public In-State)
$83,060
Total After Financial Aid
$83,060
Annual Cost
$20,765
Annual After Aid
$20,765
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $83,060 |
| Monthly Payment | $943 |
| Total Interest | $30,116 |
| Total Loan Cost | $113,176 |
Universities in Ponca City
| University | Type | Annual Tuition |
|---|---|---|
| Ponca City State University | Public | $8,310 |
| Ponca City Community College | Community | $4,952 |
Ponca City has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Ponca City vs. National Average
| Category | Ponca City | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,400 | $10,940 | -$2,540 |
| Monthly Rent Near Campus | $483 | $1,050 | -$567 |
| Cost of Living Index | 79.1 | 100 | -20.900000000000006 |
Ponca City's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Ponca City
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,866 students
Ponca City has a total population of 24,063, with approximately 2,866 college students (11.9% of the population). Ponca City has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Ponca City
$26,425
Starting Salary
3.5%
Unemployment Rate
48%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Ponca City earn a median starting salary of $26,425, which is -$8,575 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $83,060 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $13,082 per student per year, the net cost and payback period can be significantly reduced.
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