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College Costs in Palm Coast, FL 2026

Compare tuition, housing, and financial aid across 4 colleges in Palm Coast, Florida. Use our free calculator to estimate your total cost.

Avg Public Tuition

$6,400

per year

Avg Private Tuition

$30,000

per year

Avg Rent Near Campus

$1,233

per month

Colleges & Universities

4

institutions

Palm Coast Overview

Population

91,495

Student Population

5,970 (6.5%)

Cost of Living Index

99.4 (avg: 100)

Walk Score

41/100

Transit Score

30/100

Unemployment Rate

2.4%

College Cost Calculator for Palm Coast

Cost Inputs

Total Cost (4 Years, Public In-State)

$81,140

Total After Financial Aid

$81,140

Annual Cost

$20,285

Annual After Aid

$20,285

Cost Breakdown (4 Years)

Tuition$25,600
Room & Board$55,540

If Financed (10-Year Loan at 6.5%)

Loan Amount$81,140
Monthly Payment$921
Total Interest$29,419
Total Loan Cost$110,559

Universities in Palm Coast

UniversityTypeAnnual Tuition
Palm Coast State UniversityPublic$6,200
Palm Coast Community CollegeCommunity$5,178

Palm Coast has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Palm Coast vs. National Average

CategoryPalm CoastNational AvgDifference
Public Tuition (In-State)$6,400$10,940-$4,540
Monthly Rent Near Campus$1,233$1,050+$183
Cost of Living Index99.4100-0.5999999999999943

Palm Coast's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.

Student Life in Palm Coast

41

Walk Score

Car-Dependent

30

Transit Score

Minimal Transit

6.5%

Student Population

5,970 students

Palm Coast has a total population of 91,495, with approximately 5,970 college students (6.5% of the population). While not primarily a college town, Palm Coast offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Palm Coast

$39,749

Starting Salary

2.4%

Unemployment Rate

58%

Graduation Rate

~17 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Palm Coast earn a median starting salary of $39,749, which is $4,749 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $81,140 (including room and board), it would take approximately 17 years of the salary premium to recoup the investment. With average financial aid of $12,512 per student per year, the net cost and payback period can be significantly reduced.

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