College Costs in Palm Coast, FL 2026
Compare tuition, housing, and financial aid across 4 colleges in Palm Coast, Florida. Use our free calculator to estimate your total cost.
Avg Public Tuition
$6,400
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,233
per month
Colleges & Universities
4
institutions
Palm Coast Overview
Population
91,495
Student Population
5,970 (6.5%)
Cost of Living Index
99.4 (avg: 100)
Walk Score
41/100
Transit Score
30/100
Unemployment Rate
2.4%
College Cost Calculator for Palm Coast
Cost Inputs
Total Cost (4 Years, Public In-State)
$81,140
Total After Financial Aid
$81,140
Annual Cost
$20,285
Annual After Aid
$20,285
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $81,140 |
| Monthly Payment | $921 |
| Total Interest | $29,419 |
| Total Loan Cost | $110,559 |
Universities in Palm Coast
| University | Type | Annual Tuition |
|---|---|---|
| Palm Coast State University | Public | $6,200 |
| Palm Coast Community College | Community | $5,178 |
Palm Coast has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Palm Coast vs. National Average
| Category | Palm Coast | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,400 | $10,940 | -$4,540 |
| Monthly Rent Near Campus | $1,233 | $1,050 | +$183 |
| Cost of Living Index | 99.4 | 100 | -0.5999999999999943 |
Palm Coast's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Palm Coast
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
5,970 students
Palm Coast has a total population of 91,495, with approximately 5,970 college students (6.5% of the population). While not primarily a college town, Palm Coast offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Palm Coast
$39,749
Starting Salary
2.4%
Unemployment Rate
58%
Graduation Rate
~17 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Palm Coast earn a median starting salary of $39,749, which is $4,749 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $81,140 (including room and board), it would take approximately 17 years of the salary premium to recoup the investment. With average financial aid of $12,512 per student per year, the net cost and payback period can be significantly reduced.
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