College Costs in Oswego, IL 2026
Compare tuition, housing, and financial aid across 2 colleges in Oswego, Illinois. Use our free calculator to estimate your total cost.
Avg Public Tuition
$15,400
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$687
per month
Colleges & Universities
2
institutions
Oswego Overview
Population
36,097
Student Population
2,061 (5.7%)
Cost of Living Index
84 (avg: 100)
Walk Score
54/100
Transit Score
24/100
Unemployment Rate
4.8%
College Cost Calculator for Oswego
Cost Inputs
Total Cost (4 Years, Public In-State)
$117,632
Total After Financial Aid
$117,632
Annual Cost
$29,408
Annual After Aid
$29,408
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $117,632 |
| Monthly Payment | $1,336 |
| Total Interest | $42,651 |
| Total Loan Cost | $160,283 |
Universities in Oswego
| University | Type | Annual Tuition |
|---|---|---|
| Oswego State University | Public | $15,816 |
| Oswego Community College | Community | $5,106 |
Oswego has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Oswego vs. National Average
| Category | Oswego | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $15,400 | $10,940 | +$4,460 |
| Monthly Rent Near Campus | $687 | $1,050 | -$363 |
| Cost of Living Index | 84 | 100 | -16 |
Oswego's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Oswego
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,061 students
Oswego has a total population of 36,097, with approximately 2,061 college students (5.7% of the population). While not primarily a college town, Oswego offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Oswego
$31,020
Starting Salary
4.8%
Unemployment Rate
54%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Oswego earn a median starting salary of $31,020, which is -$3,980 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $117,632 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $15,347 per student per year, the net cost and payback period can be significantly reduced.
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