College Cost Planning in North Andover, MA 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for North Andover, Massachusetts. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats North Andover as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,824
per month
Local Cost Market
2
benchmark points
North Andover Overview
Population
31,187
Student Population
2,823 (9.1%)
Cost of Living Index
136.2 (avg: 100)
Walk Score
43/100
Transit Score
20/100
Unemployment Rate
3%
College Cost Calculator for North Andover
Cost Inputs
Total Cost (4 Years, Public In-State)
$125,072
Total After Financial Aid
$125,072
Annual Cost
$31,268
Annual After Aid
$31,268
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $125,072 |
| Monthly Payment | $1,420 |
| Total Interest | $45,348 |
| Total Loan Cost | $170,420 |
Education Cost Benchmarks in North Andover
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
2
Public tuition
$16,100
Private tuition
$48,000
Community college
$6,057
Cost of Living in North Andover vs. National Average
| Category | North Andover | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,824 | $1,050 | +$774 |
| Cost of Living Index | 136.2 | 100 | +36.19999999999999 |
North Andover's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in North Andover
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,823 students
North Andover has a total population of 31,187, with approximately 2,823 college students (9.1% of the population). North Andover has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in North Andover
$42,235
Starting Salary
3%
Unemployment Rate
74%
Graduation Rate
~17.3 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in North Andover earn a median starting salary of $42,235, which is $7,235 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 17.3 years to cover the investment. With average financial aid of $8,243 per student per year, the net cost can change materially by school and program.
Other Cities in Massachusetts
Boston
24 colleges · Avg tuition $14,167
Worcester
11 colleges · Avg tuition $16,670
Springfield
6 colleges · Avg tuition $11,943
Cambridge
6 colleges · Avg tuition $13,207
Amherst
3 colleges · Avg tuition $16,952
Northampton
2 colleges · Avg tuition $16,211
Williamstown
4 colleges · Avg tuition $17,065
Stockbridge
2 colleges · Avg tuition $17,108
Lowell
5 colleges · Avg tuition $16,100
Brockton
5 colleges · Avg tuition $16,100
Quincy
4 colleges · Avg tuition $16,100
New Bedford
4 colleges · Avg tuition $16,100
Methodology & Education Data Sources for North Andover
How we compile North Andover college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for North Andover institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: North Andover's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in North Andover, MA?
Average annual in-state public university tuition in North Andover is $16,100. Private university tuition averages $48,000, and community college tuition averages $6,057. When room and board ($15,168/year) is included, the total annual cost at a public university is approximately $31,268.
How many local cost benchmarks are used for North Andover, MA?
North Andover uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,823, which represents 9.1% of the total population.
What is the average rent near campus in North Andover?
The average rent near college campuses in North Andover is approximately $1,824 per month. The city has a cost of living index of 136.2 (national average is 100), a walk score of 43, and a public transit score of 20. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in North Andover?
College graduates in North Andover earn a median starting salary of $42,235. The local unemployment rate is 3%. With an average financial aid package of $8,243 per student and a 74% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in North Andover, MA?
With a median starting salary of $42,235 and an average 4-year public university cost of $125,072 (including room and board), the modeled salary premium can recoup the net investment in about 17.3 years. The 74% graduation rate underscores the importance of choosing the right program and staying on track academically.
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