College Cost Planning in Moraga, CA 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Moraga, California. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Moraga as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$14,500
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$2,265
per month
Local Cost Market
2
benchmark points
Moraga Overview
Population
33,394
Student Population
2,524 (7.6%)
Cost of Living Index
154 (avg: 100)
Walk Score
36/100
Transit Score
23/100
Unemployment Rate
5.1%
College Cost Calculator for Moraga
Cost Inputs
Total Cost (4 Years, Public In-State)
$126,328
Total After Financial Aid
$126,328
Annual Cost
$31,582
Annual After Aid
$31,582
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $126,328 |
| Monthly Payment | $1,434 |
| Total Interest | $45,803 |
| Total Loan Cost | $172,131 |
Education Cost Benchmarks in Moraga
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
2
Public tuition
$14,500
Private tuition
$42,000
Community college
$6,928
Cost of Living in Moraga vs. National Average
| Category | Moraga | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,500 | $10,940 | +$3,560 |
| Monthly Rent Near Campus | $2,265 | $1,050 | +$1,215 |
| Cost of Living Index | 154 | 100 | +54 |
Moraga's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Moraga
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,524 students
Moraga has a total population of 33,394, with approximately 2,524 college students (7.6% of the population). While not primarily a college town, Moraga offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Moraga
$52,052
Starting Salary
5.1%
Unemployment Rate
56%
Graduation Rate
~7.4 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Moraga earn a median starting salary of $52,052, which is $17,052 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 7.4 years to cover the investment. With average financial aid of $14,362 per student per year, the net cost can change materially by school and program.
Other Cities in California
Los Angeles
69 colleges · Avg tuition $13,804
San Diego
68 colleges · Avg tuition $10,911
San Jose
95 colleges · Avg tuition $7,852
San Francisco
22 colleges · Avg tuition $7,266
Fresno
37 colleges · Avg tuition $7,302
Sacramento
38 colleges · Avg tuition $7,488
Long Beach
14 colleges · Avg tuition $4,169
Oakland
13 colleges · Avg tuition $11,404
Bakersfield
18 colleges · Avg tuition $7,309
Anaheim
19 colleges · Avg tuition $6,920
Stockton
27 colleges · Avg tuition $11,231
Riverside
20 colleges · Avg tuition $14,169
Methodology & Education Data Sources for Moraga
How we compile Moraga college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Moraga institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Moraga's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Moraga, CA?
Average annual in-state public university tuition in Moraga is $14,500. Private university tuition averages $42,000, and community college tuition averages $6,928. When room and board ($17,082/year) is included, the total annual cost at a public university is approximately $31,582.
How many local cost benchmarks are used for Moraga, CA?
Moraga uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,524, which represents 7.6% of the total population.
What is the average rent near campus in Moraga?
The average rent near college campuses in Moraga is approximately $2,265 per month. The city has a cost of living index of 154 (national average is 100), a walk score of 36, and a public transit score of 23. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Moraga?
College graduates in Moraga earn a median starting salary of $52,052. The local unemployment rate is 5.1%. With an average financial aid package of $14,362 per student and a 56% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Moraga, CA?
With a median starting salary of $52,052 and an average 4-year public university cost of $126,328 (including room and board), the modeled salary premium can recoup the net investment in about 7.4 years. The 56% graduation rate underscores the importance of choosing the right program and staying on track academically.
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