College Costs in Loveland, CO 2026
Compare tuition, housing, and financial aid across 4 colleges in Loveland, Colorado. Use our free calculator to estimate your total cost.
Avg Public Tuition
$12,200
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$1,305
per month
Colleges & Universities
4
institutions
Loveland Overview
Population
76,378
Student Population
4,245 (5.6%)
Cost of Living Index
102.5 (avg: 100)
Walk Score
50/100
Transit Score
24/100
Unemployment Rate
2.9%
College Cost Calculator for Loveland
Cost Inputs
Total Cost (4 Years, Public In-State)
$106,636
Total After Financial Aid
$106,636
Annual Cost
$26,659
Annual After Aid
$26,659
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $106,636 |
| Monthly Payment | $1,211 |
| Total Interest | $38,664 |
| Total Loan Cost | $145,300 |
Universities in Loveland
| University | Type | Annual Tuition |
|---|---|---|
| Loveland State University | Public | $13,412 |
| Loveland Community College | Community | $5,775 |
Loveland has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Loveland vs. National Average
| Category | Loveland | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,200 | $10,940 | +$1,260 |
| Monthly Rent Near Campus | $1,305 | $1,050 | +$255 |
| Cost of Living Index | 102.5 | 100 | +2.5 |
Loveland's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Loveland
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
4,245 students
Loveland has a total population of 76,378, with approximately 4,245 college students (5.6% of the population). While not primarily a college town, Loveland offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Loveland
$34,606
Starting Salary
2.9%
Unemployment Rate
52%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Loveland earn a median starting salary of $34,606, which is -$394 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $106,636 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $11,354 per student per year, the net cost and payback period can be significantly reduced.
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