College Costs in Jay, OK 2026
Compare tuition, housing, and financial aid across 2 colleges in Jay, Oklahoma. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,400
per year
Avg Private Tuition
$24,000
per year
Avg Rent Near Campus
$585
per month
Colleges & Universities
2
institutions
Jay Overview
Population
23,552
Student Population
2,198 (9.3%)
Cost of Living Index
88 (avg: 100)
Walk Score
47/100
Transit Score
14/100
Unemployment Rate
2.4%
College Cost Calculator for Jay
Cost Inputs
Total Cost (4 Years, Public In-State)
$91,176
Total After Financial Aid
$91,176
Annual Cost
$22,794
Annual After Aid
$22,794
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $91,176 |
| Monthly Payment | $1,035 |
| Total Interest | $33,058 |
| Total Loan Cost | $124,234 |
Universities in Jay
| University | Type | Annual Tuition |
|---|---|---|
| Jay State University | Public | $8,245 |
| Jay Community College | Community | $5,078 |
Jay has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Jay vs. National Average
| Category | Jay | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,400 | $10,940 | -$2,540 |
| Monthly Rent Near Campus | $585 | $1,050 | -$465 |
| Cost of Living Index | 88 | 100 | -12 |
Jay's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Jay
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,198 students
Jay has a total population of 23,552, with approximately 2,198 college students (9.3% of the population). Jay has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Jay
$30,297
Starting Salary
2.4%
Unemployment Rate
63%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Jay earn a median starting salary of $30,297, which is -$4,703 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $91,176 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,598 per student per year, the net cost and payback period can be significantly reduced.
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