College Costs in Fernandina Beach, FL 2026
Compare tuition, housing, and financial aid across 1 colleges in Fernandina Beach, Florida. Use our free calculator to estimate your total cost.
Avg Public Tuition
$6,400
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,035
per month
Colleges & Universities
1
institutions
Fernandina Beach Overview
Population
13,605
Student Population
1,301 (9.6%)
Cost of Living Index
102.9 (avg: 100)
Walk Score
33/100
Transit Score
18/100
Unemployment Rate
3%
College Cost Calculator for Fernandina Beach
Cost Inputs
Total Cost (4 Years, Public In-State)
$79,180
Total After Financial Aid
$79,180
Annual Cost
$19,795
Annual After Aid
$19,795
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $79,180 |
| Monthly Payment | $899 |
| Total Interest | $28,709 |
| Total Loan Cost | $107,889 |
Universities in Fernandina Beach
| University | Type | Annual Tuition |
|---|---|---|
| Fernandina Beach State University | Public | $6,966 |
| Fernandina Beach Community College | Community | $5,925 |
Fernandina Beach has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Fernandina Beach vs. National Average
| Category | Fernandina Beach | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $6,400 | $10,940 | -$4,540 |
| Monthly Rent Near Campus | $1,035 | $1,050 | -$15 |
| Cost of Living Index | 102.9 | 100 | +2.9000000000000057 |
Fernandina Beach's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Fernandina Beach
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,301 students
Fernandina Beach has a total population of 13,605, with approximately 1,301 college students (9.6% of the population). Fernandina Beach has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Fernandina Beach
$27,360
Starting Salary
3%
Unemployment Rate
62%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Fernandina Beach earn a median starting salary of $27,360, which is -$7,640 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $79,180 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $15,501 per student per year, the net cost and payback period can be significantly reduced.
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