College Cost Planning in Albany, OR 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Albany, Oregon. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Albany as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$12,400
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$1,314
per month
Local Cost Market
3
benchmark points
Albany Overview
Population
56,472
Student Population
2,977 (5.3%)
Cost of Living Index
114.9 (avg: 100)
Walk Score
52/100
Transit Score
17/100
Unemployment Rate
4.4%
College Cost Calculator for Albany
Cost Inputs
Total Cost (4 Years, Public In-State)
$110,136
Total After Financial Aid
$110,136
Annual Cost
$27,534
Annual After Aid
$27,534
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $110,136 |
| Monthly Payment | $1,251 |
| Total Interest | $39,933 |
| Total Loan Cost | $150,069 |
Education Cost Benchmarks in Albany
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
3
Public tuition
$12,400
Private tuition
$38,000
Community college
$5,853
Cost of Living in Albany vs. National Average
| Category | Albany | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,400 | $10,940 | +$1,460 |
| Monthly Rent Near Campus | $1,314 | $1,050 | +$264 |
| Cost of Living Index | 114.9 | 100 | +14.900000000000006 |
Albany's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Albany
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,977 students
Albany has a total population of 56,472, with approximately 2,977 college students (5.3% of the population). While not primarily a college town, Albany offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Albany
$36,318
Starting Salary
4.4%
Unemployment Rate
65%
Graduation Rate
~83.6 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Albany earn a median starting salary of $36,318, which is $1,318 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 83.6 years to cover the investment. With average financial aid of $14,784 per student per year, the net cost can change materially by school and program.
Other Cities in Oregon
Portland
24 colleges · Avg tuition $9,585
Eugene
14 colleges · Avg tuition $12,720
Salem
14 colleges · Avg tuition $12,943
Bend
2 colleges · Avg tuition $11,580
Medford
4 colleges · Avg tuition $10,326
Corvallis
3 colleges · Avg tuition $12,150
Ashland
2 colleges · Avg tuition $10,326
Monmouth
3 colleges · Avg tuition $10,731
Gresham
5 colleges · Avg tuition $12,400
Hillsboro
5 colleges · Avg tuition $12,400
Beaverton
4 colleges · Avg tuition $12,400
Springfield
3 colleges · Avg tuition $12,400
Methodology & Education Data Sources for Albany
How we compile Albany college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Albany institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Albany's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Albany, OR?
Average annual in-state public university tuition in Albany is $12,400. Private university tuition averages $38,000, and community college tuition averages $5,853. When room and board ($15,134/year) is included, the total annual cost at a public university is approximately $27,534.
How many local cost benchmarks are used for Albany, OR?
Albany uses approximately 3 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,977, which represents 5.3% of the total population.
What is the average rent near campus in Albany?
The average rent near college campuses in Albany is approximately $1,314 per month. The city has a cost of living index of 114.9 (national average is 100), a walk score of 52, and a public transit score of 17. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Albany?
College graduates in Albany earn a median starting salary of $36,318. The local unemployment rate is 4.4%. With an average financial aid package of $14,784 per student and a 65% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Albany, OR?
With a median starting salary of $36,318 and an average 4-year public university cost of $110,136 (including room and board), the modeled salary premium can recoup the net investment in about 83.6 years. The 65% graduation rate underscores the importance of choosing the right program and staying on track academically.
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