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Human Resources Degree in Frederick, MD — Salary & ROI 2026

Human Resources degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$88K

COL-adjusted

ROI Payback

6.2 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Human Resources in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Human Resources students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Human Resources enrollment is stable nationwide, with steady demand for graduates skilled in Recruiting and Employee Relations. The adjusted starting salary in Frederick is approximately $56,250, growing to $87,750 by mid-career.

Category

Business

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Human Resources Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$87,750(+$9,750 vs national)
Senior Level (15+ yrs)
$112,500(+$12,500 vs national)

Note: National average Human Resources salary: $50,000 starting, $78,000 mid-career, $100,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Human Resources ROI Calculator for Frederick

Estimate your return on investment for a Human Resources degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Frederick

ROI Payback Period

6.2 years

to break even

Lifetime Return in Frederick

$457,400

Lifetime earnings premium ($562,500) minus total education cost ($105,100)

Student Loan Payoff for Human Resources in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Human Resources

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Human Resources in Frederick

Frederick offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Human Resources graduates. National top employers in this field include:

ADPMercerDeloitteAmazonWorkday

Key Frederick Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Human Resources Job Titles

HR ManagerRecruiterCompensation Analyst

Human Resources Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Human Resources ROI in other cities, or explore other majors in Frederick.

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