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Chemistry Degree in Frederick, MD — Salary & ROI 2026

Chemistry degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$62K

COL-adjusted

Mid-Career

$96K

COL-adjusted

ROI Payback

4.7 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Chemistry in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Chemistry students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Although national enrollment in Chemistry has been declining, graduates with skills in Organic Chemistry and Analytical Chemistry remain competitive in the job market. The adjusted starting salary in Frederick is approximately $61,875, growing to $95,625 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Chemistry Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$61,875(+$6,875 vs national)
Mid Career (5-9 yrs)
$95,625(+$10,625 vs national)
Senior Level (15+ yrs)
$123,750(+$13,750 vs national)

Note: National average Chemistry salary: $55,000 starting, $85,000 mid-career, $110,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Chemistry ROI Calculator for Frederick

Estimate your return on investment for a Chemistry degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$22,500

vs HS diploma in Frederick

ROI Payback Period

4.7 years

to break even

Lifetime Return in Frederick

$513,650

Lifetime earnings premium ($618,750) minus total education cost ($105,100)

Student Loan Payoff for Chemistry in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Chemistry

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Chemistry in Frederick

Frederick offers opportunities in Tech companies, Research labs, Government agencies for Chemistry graduates. National top employers in this field include:

PfizerDow ChemicalBASF3MMerck

Key Frederick Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Chemistry Job Titles

ChemistLab TechnicianQuality Control Analyst

Chemistry Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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