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Actuarial Science Degree in Thornton, CO — Salary & ROI 2026

Actuarial Science degree analysis for Thornton, CO. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$123K

COL-adjusted

ROI Payback

6.9 yrs

in Thornton

Cost of Living

102.5

index (100 = avg)

Actuarial Science in Thornton, CO Overview

Thornton, Colorado (pop. 141,867) has 6 colleges offering Actuarial Science programs. The local cost of living index of 102.5 is near the national average, with average rent near campus at $1,335/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Thornton is approximately $51,250, growing to $123,000 by mid-career.

Category

STEM

Local Colleges

6

Public Tuition

$12,200/yr

Private Tuition

$38,000/yr

Room & Board

$14,219/yr

Avg Fin. Aid

$8,102/yr

Unemployment

2.9%

Graduation Rate

67%

Actuarial Science Salary in Thornton (COL-Adjusted)

Salaries adjusted for Thornton's cost of living index of 102.5 (national average = 100).

Entry Level (0-2 yrs)
$51,250(+$1,250 vs national)
Mid Career (5-9 yrs)
$123,000(+$3,000 vs national)
Senior Level (15+ yrs)
$158,875(+$3,875 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Thornton adjustment factor: 1.02x based on the local cost of living index.

Actuarial Science ROI Calculator for Thornton

Estimate your return on investment for a Actuarial Science degree using local Thornton tuition and cost of living data.

Public avg: $12,200 | Private avg: $38,000

Thornton avg aid: $8,102/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,676

tuition + room & board - aid

Annual Earnings Premium

$15,375

vs HS diploma in Thornton

ROI Payback Period

6.9 years

to break even

Lifetime Return in Thornton

$970,574

Lifetime earnings premium ($1,076,250) minus total education cost ($105,676)

Student Loan Payoff for Actuarial Science in Thornton

Standard Plan (10 years)

Loan Amount$105,676
Monthly Payment$1,200
Total Interest$38,316
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$105,676
Monthly Payment$2,068
Total Interest$18,384
Interest Savings$19,931

Colleges in Thornton for Actuarial Science

Thornton State University

public

$11,406/yr

$45,624 total

University of Thornton

public

$12,917/yr

$51,668 total

Community Colleges (2-Year Transfer)

Thornton Community College

$5,632/yr

Top Employers for Actuarial Science in Thornton

Thornton offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Thornton Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Thornton — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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