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Actuarial Science Degree in Reading, PA — Salary & ROI 2026

Actuarial Science degree analysis for Reading, PA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$59K

COL-adjusted

Mid-Career

$142K

COL-adjusted

ROI Payback

8.2 yrs

in Reading

Cost of Living

118

index (100 = avg)

Actuarial Science in Reading, PA Overview

While Reading has a smaller college scene with 3 institutions, Actuarial Science students benefit from the close-knit academic community. Room and board averages $21,301/year, and the car-friendly layout shapes the student experience. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Reading is approximately $59,000, growing to $141,600 by mid-career.

Category

STEM

Local Colleges

3

Public Tuition

$15,201/yr

Private Tuition

$37,128/yr

Room & Board

$21,301/yr

Avg Fin. Aid

$13,361/yr

Unemployment

6.7%

Graduation Rate

63%

Actuarial Science Salary in Reading (COL-Adjusted)

Salaries adjusted for Reading's cost of living index of 118 (national average = 100).

Entry Level (0-2 yrs)
$59,000(+$9,000 vs national)
Mid Career (5-9 yrs)
$141,600(+$21,600 vs national)
Senior Level (15+ yrs)
$182,900(+$27,900 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Reading adjustment factor: 1.18x based on the local cost of living index.

Actuarial Science ROI Calculator for Reading

Estimate your return on investment for a Actuarial Science degree using local Reading tuition and cost of living data.

Public avg: $15,201 | Private avg: $37,128

Reading avg aid: $13,361/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,008

tuition + room & board - aid

Annual Earnings Premium

$17,700

vs HS diploma in Reading

ROI Payback Period

8.2 years

to break even

Lifetime Return in Reading

$1,092,992

Lifetime earnings premium ($1,239,000) minus total education cost ($146,008)

Student Loan Payoff for Actuarial Science in Reading

Standard Plan (10 years)

Loan Amount$146,008
Monthly Payment$1,658
Total Interest$52,939
% of Monthly Income34%

Aggressive Plan (5 years)

Loan Amount$146,008
Monthly Payment$2,857
Total Interest$25,401
Interest Savings$27,538

Colleges in Reading for Actuarial Science

Alvernia University

private

$37,128/yr

$148,512 total

Community Colleges (2-Year Transfer)

Reading Area Community College

$5,070/yr

Top Employers for Actuarial Science in Reading

Reading offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Reading Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Reading — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Actuarial Science ROI in other cities, or explore other majors in Reading.

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