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Actuarial Science Degree in Durham, NC — Salary & ROI 2026

Actuarial Science degree analysis for Durham, NC. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$55K

COL-adjusted

Mid-Career

$131K

COL-adjusted

ROI Payback

5 yrs

in Durham

Cost of Living

109

index (100 = avg)

Actuarial Science in Durham, NC Overview

Durham is one of North Carolina's top college towns, with 25 institutions and a student population of 56,021. Public tuition averages $6,477/year here — well below the national average, making it a cost-effective choice. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Durham is approximately $54,500, growing to $130,800 by mid-career.

Category

STEM

Local Colleges

25

Public Tuition

$6,477/yr

Private Tuition

$62,688/yr

Room & Board

$14,101/yr

Avg Fin. Aid

$13,850/yr

Unemployment

5.9%

Graduation Rate

54%

Actuarial Science Salary in Durham (COL-Adjusted)

Salaries adjusted for Durham's cost of living index of 109 (national average = 100).

Entry Level (0-2 yrs)
$54,500(+$4,500 vs national)
Mid Career (5-9 yrs)
$130,800(+$10,800 vs national)
Senior Level (15+ yrs)
$168,950(+$13,950 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Durham adjustment factor: 1.09x based on the local cost of living index.

Actuarial Science ROI Calculator for Durham

Estimate your return on investment for a Actuarial Science degree using local Durham tuition and cost of living data.

Public avg: $6,477 | Private avg: $62,688

Durham avg aid: $13,850/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$82,312

tuition + room & board - aid

Annual Earnings Premium

$16,350

vs HS diploma in Durham

ROI Payback Period

5 years

to break even

Lifetime Return in Durham

$1,062,188

Lifetime earnings premium ($1,144,500) minus total education cost ($82,312)

Student Loan Payoff for Actuarial Science in Durham

Standard Plan (10 years)

Loan Amount$82,312
Monthly Payment$935
Total Interest$29,844
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$82,312
Monthly Payment$1,611
Total Interest$14,320
Interest Savings$15,525

Colleges in Durham for Actuarial Science

Duke University

private

$62,688/yr

$250,752 total

North Carolina Central University

public

$6,477/yr

$25,908 total

Community Colleges (2-Year Transfer)

Durham Technical Community College

$2,864/yr

Top Employers for Actuarial Science in Durham

Durham offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Durham Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Durham — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Actuarial Science ROI in other cities, or explore other majors in Durham.

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