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College Costs in Swarthmore, PA 2026

Compare tuition, housing, and financial aid across 3 colleges in Swarthmore, Pennsylvania. Use our free calculator to estimate your total cost.

Avg Public Tuition

$12,113

per year

Avg Private Tuition

$59,390

per year

Avg Rent Near Campus

$1,305

per month

Colleges & Universities

3

institutions

Swarthmore Overview

Population

6,388

Student Population

543 (8.5%)

Cost of Living Index

121 (avg: 100)

Walk Score

33/100

Transit Score

12/100

Unemployment Rate

4.8%

College Cost Calculator for Swarthmore

Cost Inputs

Total Cost (4 Years, Public In-State)

$137,544

Total After Financial Aid

$137,544

Annual Cost

$34,386

Annual After Aid

$34,386

Cost Breakdown (4 Years)

Tuition$48,452
Room & Board$89,092

If Financed (10-Year Loan at 6.5%)

Loan Amount$137,544
Monthly Payment$1,562
Total Interest$49,870
Total Loan Cost$187,414

Universities in Swarthmore

UniversityTypeAnnual Tuition
Swarthmore CollegePrivate$59,390
Delaware County Community CollegeCommunity$5,070

Swarthmore has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Swarthmore vs. National Average

CategorySwarthmoreNational AvgDifference
Public Tuition (In-State)$12,113$10,940+$1,173
Monthly Rent Near Campus$1,305$1,050+$255
Cost of Living Index121100+21

Swarthmore's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in Swarthmore

33

Walk Score

Car-Dependent

12

Transit Score

Minimal Transit

8.5%

Student Population

543 students

Swarthmore has a total population of 6,388, with approximately 543 college students (8.5% of the population). Swarthmore has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in Swarthmore

$58,769

Starting Salary

4.8%

Unemployment Rate

67%

Graduation Rate

~6 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Swarthmore earn a median starting salary of $58,769, which is $23,769 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $137,544 (including room and board), it would take approximately 6 years of the salary premium to recoup the investment. With average financial aid of $15,672 per student per year, the net cost and payback period can be significantly reduced.

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