DegreeCalc

College Costs in San Diego, CA 2026

Compare tuition, housing, and financial aid across 68 colleges in San Diego, California. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,911

per year

Avg Private Tuition

$54,140

per year

Avg Rent Near Campus

$2,110

per month

Colleges & Universities

68

institutions

San Diego Overview

Population

1,423,851

Student Population

142,542 (10.0%)

Cost of Living Index

140 (avg: 100)

Walk Score

83/100

Transit Score

61/100

Unemployment Rate

6.7%

College Cost Calculator for San Diego

Cost Inputs

Total Cost (4 Years, Public In-State)

$94,708

Total After Financial Aid

$94,708

Annual Cost

$23,677

Annual After Aid

$23,677

Cost Breakdown (4 Years)

Tuition$43,644
Room & Board$51,064

If Financed (10-Year Loan at 6.5%)

Loan Amount$94,708
Monthly Payment$1,075
Total Interest$34,339
Total Loan Cost$129,047

Universities in San Diego

UniversityTypeAnnual Tuition
UC San DiegoPublic$14,312
San Diego State UniversityPublic$7,510
University of San DiegoPrivate$54,140
San Diego City CollegeCommunity$1,540

San Diego has 68 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in San Diego vs. National Average

CategorySan DiegoNational AvgDifference
Public Tuition (In-State)$10,911$10,940-$29
Monthly Rent Near Campus$2,110$1,050+$1,060
Cost of Living Index140100+40

San Diego's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in San Diego

83

Walk Score

Very Walkable

61

Transit Score

Some Transit

10.0%

Student Population

142,542 students

San Diego has a total population of 1,423,851, with approximately 142,542 college students (10.0% of the population). San Diego has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in San Diego

$69,024

Starting Salary

6.7%

Unemployment Rate

63%

Graduation Rate

~3 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in San Diego earn a median starting salary of $69,024, which is $34,024 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $94,708 (including room and board), it would take approximately 3 years of the salary premium to recoup the investment. With average financial aid of $13,600 per student per year, the net cost and payback period can be significantly reduced.

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