College Costs in Mount Joy, PA 2026
Compare tuition, housing, and financial aid across 1 colleges in Mount Joy, Pennsylvania. Use our free calculator to estimate your total cost.
Avg Public Tuition
$15,500
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$582
per month
Colleges & Universities
1
institutions
Mount Joy Overview
Population
7,985
Student Population
1,676 (21.0%)
Cost of Living Index
91.5 (avg: 100)
Walk Score
49/100
Transit Score
17/100
Unemployment Rate
3.8%
College Cost Calculator for Mount Joy
Cost Inputs
Total Cost (4 Years, Public In-State)
$117,664
Total After Financial Aid
$117,664
Annual Cost
$29,416
Annual After Aid
$29,416
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $117,664 |
| Monthly Payment | $1,336 |
| Total Interest | $42,662 |
| Total Loan Cost | $160,326 |
Universities in Mount Joy
| University | Type | Annual Tuition |
|---|---|---|
| Mount Joy State University | Public | $16,579 |
| Mount Joy Community College | Community | $5,082 |
Mount Joy has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Mount Joy vs. National Average
| Category | Mount Joy | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $15,500 | $10,940 | +$4,560 |
| Monthly Rent Near Campus | $582 | $1,050 | -$468 |
| Cost of Living Index | 91.5 | 100 | -8.5 |
Mount Joy's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Mount Joy
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,676 students
Mount Joy has a total population of 7,985, with approximately 1,676 college students (21.0% of the population). As a major college town, Mount Joy offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Mount Joy
$38,268
Starting Salary
3.8%
Unemployment Rate
69%
Graduation Rate
~36 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Mount Joy earn a median starting salary of $38,268, which is $3,268 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $117,664 (including room and board), it would take approximately 36 years of the salary premium to recoup the investment. With average financial aid of $8,141 per student per year, the net cost and payback period can be significantly reduced.
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