College Costs in Moraga, CA 2026
Compare tuition, housing, and financial aid across 2 colleges in Moraga, California. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,500
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$2,265
per month
Colleges & Universities
2
institutions
Moraga Overview
Population
33,394
Student Population
2,524 (7.6%)
Cost of Living Index
154 (avg: 100)
Walk Score
36/100
Transit Score
23/100
Unemployment Rate
5.1%
College Cost Calculator for Moraga
Cost Inputs
Total Cost (4 Years, Public In-State)
$126,328
Total After Financial Aid
$126,328
Annual Cost
$31,582
Annual After Aid
$31,582
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $126,328 |
| Monthly Payment | $1,434 |
| Total Interest | $45,803 |
| Total Loan Cost | $172,131 |
Universities in Moraga
| University | Type | Annual Tuition |
|---|---|---|
| Moraga State University | Public | $14,284 |
| Moraga Community College | Community | $6,928 |
Moraga has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Moraga vs. National Average
| Category | Moraga | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,500 | $10,940 | +$3,560 |
| Monthly Rent Near Campus | $2,265 | $1,050 | +$1,215 |
| Cost of Living Index | 154 | 100 | +54 |
Moraga's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Moraga
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,524 students
Moraga has a total population of 33,394, with approximately 2,524 college students (7.6% of the population). While not primarily a college town, Moraga offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Moraga
$52,052
Starting Salary
5.1%
Unemployment Rate
56%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Moraga earn a median starting salary of $52,052, which is $17,052 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $126,328 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $14,362 per student per year, the net cost and payback period can be significantly reduced.
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