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College Costs in Modesto, CA 2026

Compare tuition, housing, and financial aid across 9 colleges in Modesto, California. Use our free calculator to estimate your total cost.

Avg Public Tuition

$1,540

per year

Avg Private Tuition

$57,167

per year

Avg Rent Near Campus

$1,224

per month

Colleges & Universities

9

institutions

Modesto Overview

Population

218,464

Student Population

11,205 (5.1%)

Cost of Living Index

130 (avg: 100)

Walk Score

49/100

Transit Score

25/100

Unemployment Rate

4.2%

College Cost Calculator for Modesto

Cost Inputs

Total Cost (4 Years, Public In-State)

$79,340

Total After Financial Aid

$79,340

Annual Cost

$19,835

Annual After Aid

$19,835

Cost Breakdown (4 Years)

Tuition$6,160
Room & Board$73,180

If Financed (10-Year Loan at 6.5%)

Loan Amount$79,340
Monthly Payment$901
Total Interest$28,767
Total Loan Cost$108,107

Universities in Modesto

UniversityTypeAnnual Tuition
Modesto Junior CollegePublic$1,540
Modesto Junior CollegeCommunity$1,540

Modesto has 9 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Modesto vs. National Average

CategoryModestoNational AvgDifference
Public Tuition (In-State)$1,540$10,940-$9,400
Monthly Rent Near Campus$1,224$1,050+$174
Cost of Living Index130100+30

Modesto's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in Modesto

49

Walk Score

Car-Dependent

25

Transit Score

Minimal Transit

5.1%

Student Population

11,205 students

Modesto has a total population of 218,464, with approximately 11,205 college students (5.1% of the population). While not primarily a college town, Modesto offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Modesto

$62,076

Starting Salary

4.2%

Unemployment Rate

63%

Graduation Rate

~3 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Modesto earn a median starting salary of $62,076, which is $27,076 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $79,340 (including room and board), it would take approximately 3 years of the salary premium to recoup the investment. With average financial aid of $10,378 per student per year, the net cost and payback period can be significantly reduced.

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