College Costs in Lake Oswego, OR 2026
Compare tuition, housing, and financial aid across 2 colleges in Lake Oswego, Oregon. Use our free calculator to estimate your total cost.
Avg Public Tuition
$12,400
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$1,404
per month
Colleges & Universities
2
institutions
Lake Oswego Overview
Population
40,018
Student Population
2,961 (7.4%)
Cost of Living Index
107 (avg: 100)
Walk Score
49/100
Transit Score
14/100
Unemployment Rate
4.4%
College Cost Calculator for Lake Oswego
Cost Inputs
Total Cost (4 Years, Public In-State)
$103,552
Total After Financial Aid
$103,552
Annual Cost
$25,888
Annual After Aid
$25,888
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $103,552 |
| Monthly Payment | $1,176 |
| Total Interest | $37,545 |
| Total Loan Cost | $141,097 |
Universities in Lake Oswego
| University | Type | Annual Tuition |
|---|---|---|
| Lake Oswego State University | Public | $11,283 |
| Lake Oswego Community College | Community | $5,357 |
Lake Oswego has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Lake Oswego vs. National Average
| Category | Lake Oswego | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,400 | $10,940 | +$1,460 |
| Monthly Rent Near Campus | $1,404 | $1,050 | +$354 |
| Cost of Living Index | 107 | 100 | +7 |
Lake Oswego's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Lake Oswego
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,961 students
Lake Oswego has a total population of 40,018, with approximately 2,961 college students (7.4% of the population). While not primarily a college town, Lake Oswego offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Lake Oswego
$42,604
Starting Salary
4.4%
Unemployment Rate
73%
Graduation Rate
~14 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Lake Oswego earn a median starting salary of $42,604, which is $7,604 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $103,552 (including room and board), it would take approximately 14 years of the salary premium to recoup the investment. With average financial aid of $9,165 per student per year, the net cost and payback period can be significantly reduced.
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