College Costs in Kapaa, HI 2026
Compare tuition, housing, and financial aid across 1 colleges in Kapaa, Hawaii. Use our free calculator to estimate your total cost.
Avg Public Tuition
$12,000
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$1,875
per month
Colleges & Universities
1
institutions
Kapaa Overview
Population
10,699
Student Population
813 (7.6%)
Cost of Living Index
173 (avg: 100)
Walk Score
43/100
Transit Score
23/100
Unemployment Rate
3.2%
College Cost Calculator for Kapaa
Cost Inputs
Total Cost (4 Years, Public In-State)
$120,860
Total After Financial Aid
$120,860
Annual Cost
$30,215
Annual After Aid
$30,215
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $120,860 |
| Monthly Payment | $1,372 |
| Total Interest | $43,821 |
| Total Loan Cost | $164,681 |
Universities in Kapaa
| University | Type | Annual Tuition |
|---|---|---|
| Kapaa State University | Public | $11,161 |
| Kapaa Community College | Community | $7,297 |
Kapaa has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Kapaa vs. National Average
| Category | Kapaa | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,000 | $10,940 | +$1,060 |
| Monthly Rent Near Campus | $1,875 | $1,050 | +$825 |
| Cost of Living Index | 173 | 100 | +73 |
Kapaa's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Kapaa
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
813 students
Kapaa has a total population of 10,699, with approximately 813 college students (7.6% of the population). While not primarily a college town, Kapaa offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Kapaa
$50,453
Starting Salary
3.2%
Unemployment Rate
49%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Kapaa earn a median starting salary of $50,453, which is $15,453 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $120,860 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $8,550 per student per year, the net cost and payback period can be significantly reduced.
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