College Costs in Holyoke, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Holyoke, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,764
per month
Colleges & Universities
2
institutions
Holyoke Overview
Population
40,341
Student Population
2,939 (7.3%)
Cost of Living Index
131.6 (avg: 100)
Walk Score
42/100
Transit Score
28/100
Unemployment Rate
3.2%
College Cost Calculator for Holyoke
Cost Inputs
Total Cost (4 Years, Public In-State)
$123,540
Total After Financial Aid
$123,540
Annual Cost
$30,885
Annual After Aid
$30,885
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $123,540 |
| Monthly Payment | $1,403 |
| Total Interest | $44,793 |
| Total Loan Cost | $168,333 |
Universities in Holyoke
| University | Type | Annual Tuition |
|---|---|---|
| Holyoke State University | Public | $14,758 |
| Holyoke Community College | Community | $6,496 |
Holyoke has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Holyoke vs. National Average
| Category | Holyoke | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,764 | $1,050 | +$714 |
| Cost of Living Index | 131.6 | 100 | +31.599999999999994 |
Holyoke's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Holyoke
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,939 students
Holyoke has a total population of 40,341, with approximately 2,939 college students (7.3% of the population). While not primarily a college town, Holyoke offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Holyoke
$52,701
Starting Salary
3.2%
Unemployment Rate
45%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Holyoke earn a median starting salary of $52,701, which is $17,701 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $123,540 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $15,629 per student per year, the net cost and payback period can be significantly reduced.
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