College Cost Planning in Holly Springs, MS 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Holly Springs, Mississippi. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Holly Springs as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$8,700
per year
Avg Private Tuition
$22,000
per year
Avg Rent Near Campus
$402
per month
Local Cost Market
1
benchmark points
Holly Springs Overview
Population
7,587
Student Population
2,136 (28.2%)
Cost of Living Index
79.2 (avg: 100)
Walk Score
34/100
Transit Score
13/100
Unemployment Rate
4.4%
College Cost Calculator for Holly Springs
Cost Inputs
Total Cost (4 Years, Public In-State)
$90,088
Total After Financial Aid
$90,088
Annual Cost
$22,522
Annual After Aid
$22,522
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $90,088 |
| Monthly Payment | $1,023 |
| Total Interest | $32,664 |
| Total Loan Cost | $122,752 |
Education Cost Benchmarks in Holly Springs
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
1
Public tuition
$8,700
Private tuition
$22,000
Community college
$4,978
Cost of Living in Holly Springs vs. National Average
| Category | Holly Springs | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,700 | $10,940 | -$2,240 |
| Monthly Rent Near Campus | $402 | $1,050 | -$648 |
| Cost of Living Index | 79.2 | 100 | -20.799999999999997 |
Holly Springs's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Holly Springs
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,136 students
Holly Springs has a total population of 7,587, with approximately 2,136 college students (28.2% of the population). As a major college town, Holly Springs offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Holly Springs
$26,610
Starting Salary
4.4%
Unemployment Rate
63%
Graduation Rate
Review
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Holly Springs earn a median starting salary of $26,610, which is $8,390 less per year than the average high school graduate salary of $35,000. The modeled starting salary does not create a positive premium over the high-school earnings benchmark, so this market needs extra scrutiny before borrowing. With average financial aid of $14,400 per student per year, the net cost can change materially by school and program.
Other Cities in Mississippi
Jackson
11 colleges · Avg tuition $8,684
Hattiesburg
3 colleges · Avg tuition $9,360
Oxford
2 colleges · Avg tuition $9,152
Starkville
3 colleges · Avg tuition $9,392
Gulfport
3 colleges · Avg tuition $8,700
Southaven
3 colleges · Avg tuition $8,700
Biloxi
3 colleges · Avg tuition $8,700
Olive Branch
2 colleges · Avg tuition $8,700
Tupelo
2 colleges · Avg tuition $8,700
Meridian
2 colleges · Avg tuition $8,700
Brandon
2 colleges · Avg tuition $8,700
Horn Lake
2 colleges · Avg tuition $8,700
Methodology & Education Data Sources for Holly Springs
How we compile Holly Springs college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Holly Springs institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Holly Springs's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Holly Springs, MS?
Average annual in-state public university tuition in Holly Springs is $8,700. Private university tuition averages $22,000, and community college tuition averages $4,978. When room and board ($13,822/year) is included, the total annual cost at a public university is approximately $22,522.
How many local cost benchmarks are used for Holly Springs, MS?
Holly Springs uses approximately 1 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,136, which represents 28.2% of the total population.
What is the average rent near campus in Holly Springs?
The average rent near college campuses in Holly Springs is approximately $402 per month. The city has a cost of living index of 79.2 (national average is 100), a walk score of 34, and a public transit score of 13. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Holly Springs?
College graduates in Holly Springs earn a median starting salary of $26,610. The local unemployment rate is 4.4%. With an average financial aid package of $14,400 per student and a 63% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Holly Springs, MS?
With a median starting salary of $26,610 and an average 4-year public university cost of $90,088 (including room and board), the modeled salary premium is not strong enough to show a standard payback period. Use grants, lower-cost school choices, and program-specific earnings before borrowing.
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