College Costs in Haverhill, MA 2026
Compare tuition, housing, and financial aid across 3 colleges in Haverhill, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,671
per month
Colleges & Universities
3
institutions
Haverhill Overview
Population
67,835
Student Population
5,190 (7.7%)
Cost of Living Index
139.4 (avg: 100)
Walk Score
47/100
Transit Score
19/100
Unemployment Rate
3%
College Cost Calculator for Haverhill
Cost Inputs
Total Cost (4 Years, Public In-State)
$128,236
Total After Financial Aid
$128,236
Annual Cost
$32,059
Annual After Aid
$32,059
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $128,236 |
| Monthly Payment | $1,456 |
| Total Interest | $46,495 |
| Total Loan Cost | $174,731 |
Universities in Haverhill
| University | Type | Annual Tuition |
|---|---|---|
| Haverhill State University | Public | $17,014 |
| Haverhill Community College | Community | $6,775 |
Haverhill has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Haverhill vs. National Average
| Category | Haverhill | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,671 | $1,050 | +$621 |
| Cost of Living Index | 139.4 | 100 | +39.400000000000006 |
Haverhill's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Haverhill
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
5,190 students
Haverhill has a total population of 67,835, with approximately 5,190 college students (7.7% of the population). While not primarily a college town, Haverhill offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Haverhill
$52,157
Starting Salary
3%
Unemployment Rate
66%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Haverhill earn a median starting salary of $52,157, which is $17,157 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $128,236 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $9,536 per student per year, the net cost and payback period can be significantly reduced.
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