College Costs in Hampden, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Hampden, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,710
per month
Colleges & Universities
2
institutions
Hampden Overview
Population
21,417
Student Population
2,562 (12.0%)
Cost of Living Index
132.1 (avg: 100)
Walk Score
49/100
Transit Score
13/100
Unemployment Rate
3.6%
College Cost Calculator for Hampden
Cost Inputs
Total Cost (4 Years, Public In-State)
$129,516
Total After Financial Aid
$129,516
Annual Cost
$32,379
Annual After Aid
$32,379
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $129,516 |
| Monthly Payment | $1,471 |
| Total Interest | $46,959 |
| Total Loan Cost | $176,475 |
Universities in Hampden
| University | Type | Annual Tuition |
|---|---|---|
| Hampden State University | Public | $15,768 |
| Hampden Community College | Community | $5,690 |
Hampden has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Hampden vs. National Average
| Category | Hampden | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,710 | $1,050 | +$660 |
| Cost of Living Index | 132.1 | 100 | +32.099999999999994 |
Hampden's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Hampden
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,562 students
Hampden has a total population of 21,417, with approximately 2,562 college students (12.0% of the population). Hampden has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Hampden
$53,537
Starting Salary
3.6%
Unemployment Rate
55%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Hampden earn a median starting salary of $53,537, which is $18,537 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $129,516 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $13,632 per student per year, the net cost and payback period can be significantly reduced.
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