College Costs in Hamilton, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Hamilton, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$2,145
per month
Colleges & Universities
2
institutions
Hamilton Overview
Population
21,842
Student Population
1,822 (8.3%)
Cost of Living Index
120.1 (avg: 100)
Walk Score
35/100
Transit Score
24/100
Unemployment Rate
4.2%
College Cost Calculator for Hamilton
Cost Inputs
Total Cost (4 Years, Public In-State)
$127,612
Total After Financial Aid
$127,612
Annual Cost
$31,903
Annual After Aid
$31,903
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $127,612 |
| Monthly Payment | $1,449 |
| Total Interest | $46,269 |
| Total Loan Cost | $173,881 |
Universities in Hamilton
| University | Type | Annual Tuition |
|---|---|---|
| Hamilton State University | Public | $17,380 |
| Hamilton Community College | Community | $6,172 |
Hamilton has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Hamilton vs. National Average
| Category | Hamilton | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $2,145 | $1,050 | +$1,095 |
| Cost of Living Index | 120.1 | 100 | +20.099999999999994 |
Hamilton's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Hamilton
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,822 students
Hamilton has a total population of 21,842, with approximately 1,822 college students (8.3% of the population). Hamilton has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Hamilton
$59,044
Starting Salary
4.2%
Unemployment Rate
55%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Hamilton earn a median starting salary of $59,044, which is $24,044 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $127,612 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $14,451 per student per year, the net cost and payback period can be significantly reduced.
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