College Costs in Gloucester, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Gloucester, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,530
per month
Colleges & Universities
2
institutions
Gloucester Overview
Population
30,273
Student Population
2,630 (8.7%)
Cost of Living Index
126.6 (avg: 100)
Walk Score
40/100
Transit Score
20/100
Unemployment Rate
3.9%
College Cost Calculator for Gloucester
Cost Inputs
Total Cost (4 Years, Public In-State)
$122,640
Total After Financial Aid
$122,640
Annual Cost
$30,660
Annual After Aid
$30,660
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $122,640 |
| Monthly Payment | $1,393 |
| Total Interest | $44,466 |
| Total Loan Cost | $167,106 |
Universities in Gloucester
| University | Type | Annual Tuition |
|---|---|---|
| Gloucester State University | Public | $15,567 |
| Gloucester Community College | Community | $6,052 |
Gloucester has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Gloucester vs. National Average
| Category | Gloucester | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,530 | $1,050 | +$480 |
| Cost of Living Index | 126.6 | 100 | +26.599999999999994 |
Gloucester's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Gloucester
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,630 students
Gloucester has a total population of 30,273, with approximately 2,630 college students (8.7% of the population). Gloucester has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Gloucester
$44,054
Starting Salary
3.9%
Unemployment Rate
67%
Graduation Rate
~14 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Gloucester earn a median starting salary of $44,054, which is $9,054 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $122,640 (including room and board), it would take approximately 14 years of the salary premium to recoup the investment. With average financial aid of $13,760 per student per year, the net cost and payback period can be significantly reduced.
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