College Cost Planning in Elba, AL 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Elba, Alabama. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Elba as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$11,200
per year
Avg Private Tuition
$26,000
per year
Avg Rent Near Campus
$465
per month
Local Cost Market
2
benchmark points
Elba Overview
Population
18,452
Student Population
2,804 (15.2%)
Cost of Living Index
83.5 (avg: 100)
Walk Score
49/100
Transit Score
20/100
Unemployment Rate
3.3%
College Cost Calculator for Elba
Cost Inputs
Total Cost (4 Years, Public In-State)
$95,764
Total After Financial Aid
$95,764
Annual Cost
$23,941
Annual After Aid
$23,941
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $95,764 |
| Monthly Payment | $1,087 |
| Total Interest | $34,722 |
| Total Loan Cost | $130,486 |
Education Cost Benchmarks in Elba
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
2
Public tuition
$11,200
Private tuition
$26,000
Community college
$5,012
Cost of Living in Elba vs. National Average
| Category | Elba | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,200 | $10,940 | +$260 |
| Monthly Rent Near Campus | $465 | $1,050 | -$585 |
| Cost of Living Index | 83.5 | 100 | -16.5 |
Elba's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Elba
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,804 students
Elba has a total population of 18,452, with approximately 2,804 college students (15.2% of the population). As a major college town, Elba offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Elba
$35,960
Starting Salary
3.3%
Unemployment Rate
48%
Graduation Rate
~99.8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Elba earn a median starting salary of $35,960, which is $960 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 99.8 years to cover the investment. With average financial aid of $11,200 per student per year, the net cost can change materially by school and program.
Other Cities in Alabama
Huntsville
21 colleges · Avg tuition $10,562
Birmingham
10 colleges · Avg tuition $10,440
Montgomery
21 colleges · Avg tuition $10,814
Mobile
12 colleges · Avg tuition $11,100
Tuscaloosa
8 colleges · Avg tuition $11,100
Auburn
2 colleges · Avg tuition $11,780
Troy
3 colleges · Avg tuition $10,986
Hoover
4 colleges · Avg tuition $11,200
Dothan
3 colleges · Avg tuition $11,200
Decatur
3 colleges · Avg tuition $11,200
Madison
3 colleges · Avg tuition $11,200
Florence
2 colleges · Avg tuition $11,200
Methodology & Education Data Sources for Elba
How we compile Elba college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Elba institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Elba's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Elba, AL?
Average annual in-state public university tuition in Elba is $11,200. Private university tuition averages $26,000, and community college tuition averages $5,012. When room and board ($12,741/year) is included, the total annual cost at a public university is approximately $23,941.
How many local cost benchmarks are used for Elba, AL?
Elba uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,804, which represents 15.2% of the total population.
What is the average rent near campus in Elba?
The average rent near college campuses in Elba is approximately $465 per month. The city has a cost of living index of 83.5 (national average is 100), a walk score of 49, and a public transit score of 20. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Elba?
College graduates in Elba earn a median starting salary of $35,960. The local unemployment rate is 3.3%. With an average financial aid package of $11,200 per student and a 48% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Elba, AL?
With a median starting salary of $35,960 and an average 4-year public university cost of $95,764 (including room and board), the modeled salary premium can recoup the net investment in about 99.8 years. The 48% graduation rate underscores the importance of choosing the right program and staying on track academically.
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