College Cost Planning in Covington, WA 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Covington, Washington. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Covington as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$11,800
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,374
per month
Local Cost Market
2
benchmark points
Covington Overview
Population
21,113
Student Population
2,044 (9.7%)
Cost of Living Index
117.7 (avg: 100)
Walk Score
42/100
Transit Score
17/100
Unemployment Rate
3.6%
College Cost Calculator for Covington
Cost Inputs
Total Cost (4 Years, Public In-State)
$106,732
Total After Financial Aid
$106,732
Annual Cost
$26,683
Annual After Aid
$26,683
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $106,732 |
| Monthly Payment | $1,212 |
| Total Interest | $38,698 |
| Total Loan Cost | $145,430 |
Education Cost Benchmarks in Covington
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
2
Public tuition
$11,800
Private tuition
$40,000
Community college
$5,741
Cost of Living in Covington vs. National Average
| Category | Covington | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,800 | $10,940 | +$860 |
| Monthly Rent Near Campus | $1,374 | $1,050 | +$324 |
| Cost of Living Index | 117.7 | 100 | +17.700000000000003 |
Covington's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Covington
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,044 students
Covington has a total population of 21,113, with approximately 2,044 college students (9.7% of the population). Covington has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Covington
$38,910
Starting Salary
3.6%
Unemployment Rate
74%
Graduation Rate
~27.3 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Covington earn a median starting salary of $38,910, which is $3,910 more per year the average high school graduate salary of $35,000. At the modeled net cost, the salary premium would take about 27.3 years to cover the investment. With average financial aid of $14,400 per student per year, the net cost can change materially by school and program.
Other Cities in Washington
Seattle
16 colleges · Avg tuition $12,076
Spokane
20 colleges · Avg tuition $13,119
Tacoma
25 colleges · Avg tuition $10,637
Bellingham
5 colleges · Avg tuition $8,771
Kennewick
8 colleges · Avg tuition $11,841
Olympia
4 colleges · Avg tuition $8,148
Pullman
3 colleges · Avg tuition $11,841
Walla Walla
4 colleges · Avg tuition $13,257
Ellensburg
2 colleges · Avg tuition $8,721
Cheney
2 colleges · Avg tuition $8,139
Vancouver
7 colleges · Avg tuition $11,800
Bellevue
6 colleges · Avg tuition $11,800
Methodology & Education Data Sources for Covington
How we compile Covington college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Covington institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Covington's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Covington, WA?
Average annual in-state public university tuition in Covington is $11,800. Private university tuition averages $40,000, and community college tuition averages $5,741. When room and board ($14,883/year) is included, the total annual cost at a public university is approximately $26,683.
How many local cost benchmarks are used for Covington, WA?
Covington uses approximately 2 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 2,044, which represents 9.7% of the total population.
What is the average rent near campus in Covington?
The average rent near college campuses in Covington is approximately $1,374 per month. The city has a cost of living index of 117.7 (national average is 100), a walk score of 42, and a public transit score of 17. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Covington?
College graduates in Covington earn a median starting salary of $38,910. The local unemployment rate is 3.6%. With an average financial aid package of $14,400 per student and a 74% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Covington, WA?
With a median starting salary of $38,910 and an average 4-year public university cost of $106,732 (including room and board), the modeled salary premium can recoup the net investment in about 27.3 years. The 74% graduation rate underscores the importance of choosing the right program and staying on track academically.
Related Calculators
Explore 350+ Cities Across the U.S.
Compare college costs, housing, and student life in every major U.S. city.
Browse All Cities