College Costs in Chambersburg, PA 2026
Compare tuition, housing, and financial aid across 2 colleges in Chambersburg, Pennsylvania. Use our free calculator to estimate your total cost.
Avg Public Tuition
$15,500
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$594
per month
Colleges & Universities
2
institutions
Chambersburg Overview
Population
21,797
Student Population
1,695 (7.8%)
Cost of Living Index
94.1 (avg: 100)
Walk Score
35/100
Transit Score
17/100
Unemployment Rate
3.5%
College Cost Calculator for Chambersburg
Cost Inputs
Total Cost (4 Years, Public In-State)
$118,324
Total After Financial Aid
$118,324
Annual Cost
$29,581
Annual After Aid
$29,581
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $118,324 |
| Monthly Payment | $1,344 |
| Total Interest | $42,901 |
| Total Loan Cost | $161,225 |
Universities in Chambersburg
| University | Type | Annual Tuition |
|---|---|---|
| Chambersburg State University | Public | $14,416 |
| Chambersburg Community College | Community | $5,189 |
Chambersburg has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Chambersburg vs. National Average
| Category | Chambersburg | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $15,500 | $10,940 | +$4,560 |
| Monthly Rent Near Campus | $594 | $1,050 | -$456 |
| Cost of Living Index | 94.1 | 100 | -5.900000000000006 |
Chambersburg's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Chambersburg
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,695 students
Chambersburg has a total population of 21,797, with approximately 1,695 college students (7.8% of the population). While not primarily a college town, Chambersburg offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Chambersburg
$36,880
Starting Salary
3.5%
Unemployment Rate
63%
Graduation Rate
~63 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Chambersburg earn a median starting salary of $36,880, which is $1,880 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $118,324 (including room and board), it would take approximately 63 years of the salary premium to recoup the investment. With average financial aid of $8,691 per student per year, the net cost and payback period can be significantly reduced.
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