College Costs in Bay Shore, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Bay Shore, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,236
per month
Colleges & Universities
2
institutions
Bay Shore Overview
Population
26,337
Student Population
2,984 (11.3%)
Cost of Living Index
124.6 (avg: 100)
Walk Score
43/100
Transit Score
13/100
Unemployment Rate
4.8%
College Cost Calculator for Bay Shore
Cost Inputs
Total Cost (4 Years, Public In-State)
$98,680
Total After Financial Aid
$98,680
Annual Cost
$24,670
Annual After Aid
$24,670
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $98,680 |
| Monthly Payment | $1,120 |
| Total Interest | $35,779 |
| Total Loan Cost | $134,459 |
Universities in Bay Shore
| University | Type | Annual Tuition |
|---|---|---|
| Bay Shore State University | Public | $10,730 |
| Bay Shore Community College | Community | $5,495 |
Bay Shore has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Bay Shore vs. National Average
| Category | Bay Shore | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,236 | $1,050 | +$186 |
| Cost of Living Index | 124.6 | 100 | +24.599999999999994 |
Bay Shore's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Bay Shore
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,984 students
Bay Shore has a total population of 26,337, with approximately 2,984 college students (11.3% of the population). Bay Shore has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Bay Shore
$50,029
Starting Salary
4.8%
Unemployment Rate
66%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Bay Shore earn a median starting salary of $50,029, which is $15,029 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $98,680 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $8,294 per student per year, the net cost and payback period can be significantly reduced.
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Methodology & Education Data Sources for Bay Shore
How we compile Bay Shore college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Bay Shore institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Bay Shore's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
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