College Costs in Andover, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Andover, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,554
per month
Colleges & Universities
2
institutions
Andover Overview
Population
36,220
Student Population
2,998 (8.3%)
Cost of Living Index
121 (avg: 100)
Walk Score
44/100
Transit Score
14/100
Unemployment Rate
3.3%
College Cost Calculator for Andover
Cost Inputs
Total Cost (4 Years, Public In-State)
$124,656
Total After Financial Aid
$124,656
Annual Cost
$31,164
Annual After Aid
$31,164
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $124,656 |
| Monthly Payment | $1,415 |
| Total Interest | $45,197 |
| Total Loan Cost | $169,853 |
Universities in Andover
| University | Type | Annual Tuition |
|---|---|---|
| Andover State University | Public | $14,681 |
| Andover Community College | Community | $6,158 |
Andover has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Andover vs. National Average
| Category | Andover | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,554 | $1,050 | +$504 |
| Cost of Living Index | 121 | 100 | +21 |
Andover's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Andover
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,998 students
Andover has a total population of 36,220, with approximately 2,998 college students (8.3% of the population). Andover has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Andover
$51,315
Starting Salary
3.3%
Unemployment Rate
49%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Andover earn a median starting salary of $51,315, which is $16,315 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $124,656 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $9,523 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Massachusetts
Boston
24 colleges · Avg tuition $14,167
Worcester
11 colleges · Avg tuition $16,670
Springfield
6 colleges · Avg tuition $11,943
Cambridge
6 colleges · Avg tuition $13,207
Amherst
3 colleges · Avg tuition $16,952
Northampton
2 colleges · Avg tuition $16,211
Williamstown
4 colleges · Avg tuition $17,065
Stockbridge
2 colleges · Avg tuition $17,108
Lowell
5 colleges · Avg tuition $16,100
Brockton
5 colleges · Avg tuition $16,100
Quincy
4 colleges · Avg tuition $16,100
New Bedford
4 colleges · Avg tuition $16,100
Methodology & Education Data Sources for Andover
How we compile Andover college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Andover institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Andover's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
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