College Costs in Andover, MA 2026
Compare tuition, housing, and financial aid across 2 colleges in Andover, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,100
per year
Avg Private Tuition
$48,000
per year
Avg Rent Near Campus
$1,554
per month
Colleges & Universities
2
institutions
Andover Overview
Population
36,220
Student Population
2,998 (8.3%)
Cost of Living Index
121 (avg: 100)
Walk Score
44/100
Transit Score
14/100
Unemployment Rate
3.3%
College Cost Calculator for Andover
Cost Inputs
Total Cost (4 Years, Public In-State)
$124,656
Total After Financial Aid
$124,656
Annual Cost
$31,164
Annual After Aid
$31,164
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $124,656 |
| Monthly Payment | $1,415 |
| Total Interest | $45,197 |
| Total Loan Cost | $169,853 |
Universities in Andover
| University | Type | Annual Tuition |
|---|---|---|
| Andover State University | Public | $14,681 |
| Andover Community College | Community | $6,158 |
Andover has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Andover vs. National Average
| Category | Andover | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,100 | $10,940 | +$5,160 |
| Monthly Rent Near Campus | $1,554 | $1,050 | +$504 |
| Cost of Living Index | 121 | 100 | +21 |
Andover's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Andover
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,998 students
Andover has a total population of 36,220, with approximately 2,998 college students (8.3% of the population). Andover has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Andover
$51,315
Starting Salary
3.3%
Unemployment Rate
49%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Andover earn a median starting salary of $51,315, which is $16,315 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $124,656 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $9,523 per student per year, the net cost and payback period can be significantly reduced.
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