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Religious Studies Degree in Frederick, MD — Salary & ROI 2026

Religious Studies degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

6.2 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Religious Studies in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Religious Studies students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Although national enrollment in Religious Studies has been declining, graduates with skills in Textual Analysis and Cross-Cultural Understanding remain competitive in the job market. The adjusted starting salary in Frederick is approximately $56,250.

Category

Humanities

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Religious Studies Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$61,875(+$6,875 vs national)
Senior Level (15+ yrs)
$76,500(+$8,500 vs national)

Note: National average Religious Studies salary: $50,000 starting, $55,000 mid-career, $68,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Religious Studies ROI Calculator for Frederick

Estimate your return on investment for a Religious Studies degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Frederick

ROI Payback Period

6.2 years

to break even

Lifetime Return in Frederick

$63,650

Lifetime earnings premium ($168,750) minus total education cost ($105,100)

Student Loan Payoff for Religious Studies in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Religious Studies

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Religious Studies in Frederick

Frederick offers opportunities in Publishing, Non-profits, Education for Religious Studies graduates. National top employers in this field include:

Religious OrganizationsNon-ProfitsSchoolsHospitalsGovernment

Key Frederick Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Religious Studies Job Titles

ClergyNon-Profit DirectorCounselorTeacher

Religious Studies Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Religious Studies ROI in other cities, or explore other majors in Frederick.

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