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Psychology Degree in Wilmington, NC — Salary & ROI 2026

Psychology degree analysis for Wilmington, NC. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$42K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

8 yrs

in Wilmington

Cost of Living

95

index (100 = avg)

Psychology in Wilmington, NC Overview

While Wilmington has a smaller college scene with 5 institutions, Psychology students benefit from lower tuition costs. Room and board averages $9,779/year, and the car-friendly layout shapes the student experience. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Wilmington is approximately $41,800.

Category

Social Sciences

Local Colleges

5

Public Tuition

$7,287/yr

Private Tuition

$34,393/yr

Room & Board

$9,779/yr

Avg Fin. Aid

$13,831/yr

Unemployment

6.8%

Graduation Rate

48%

Psychology Salary in Wilmington (COL-Adjusted)

Salaries adjusted for Wilmington's cost of living index of 95 (national average = 100).

Entry Level (0-2 yrs)
$41,800($-2,200 vs national)
Mid Career (5-9 yrs)
$61,750($-3,250 vs national)
Senior Level (15+ yrs)
$77,900($-4,100 vs national)

Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Wilmington adjustment factor: 0.95x based on the local cost of living index.

Psychology ROI Calculator for Wilmington

Estimate your return on investment for a Psychology degree using local Wilmington tuition and cost of living data.

Public avg: $7,287 | Private avg: $34,393

Wilmington avg aid: $13,831/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$68,264

tuition + room & board - aid

Annual Earnings Premium

$8,550

vs HS diploma in Wilmington

ROI Payback Period

8 years

to break even

Lifetime Return in Wilmington

$235,736

Lifetime earnings premium ($304,000) minus total education cost ($68,264)

Student Loan Payoff for Psychology in Wilmington

Standard Plan (10 years)

Loan Amount$68,264
Monthly Payment$775
Total Interest$24,751
% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$68,264
Monthly Payment$1,336
Total Interest$11,876
Interest Savings$12,875

Colleges in Wilmington for Psychology

University of North Carolina Wilmington

public

$7,287/yr

$29,148 total

Community Colleges (2-Year Transfer)

Cape Fear Community College

$2,864/yr

Top Employers for Psychology in Wilmington

Wilmington offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:

HospitalsSchoolsGovernmentPrivate PracticeNon-Profits

Key Wilmington Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Psychology Job Titles

PsychologistCounselorResearch AssociateHR Specialist

Psychology Degree in Wilmington — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Psychology ROI in other cities, or explore other majors in Wilmington.

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