Psychology Degree in Frederick, MD — Salary & ROI 2026
Psychology degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$50K
COL-adjusted
Mid-Career
$73K
COL-adjusted
ROI Payback
10.4 yrs
in Frederick
Cost of Living
112.5
index (100 = avg)
Psychology in Frederick, MD Overview
While Frederick has a smaller college scene with 4 institutions, Psychology students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Frederick is approximately $49,500.
Category
Social Sciences
Local Colleges
4
Public Tuition
$10,800/yr
Private Tuition
$42,000/yr
Room & Board
$15,475/yr
Avg Fin. Aid
$13,491/yr
Unemployment
4.2%
Graduation Rate
66%
Psychology Salary in Frederick (COL-Adjusted)
Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).
Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.
Psychology ROI Calculator for Frederick
Estimate your return on investment for a Psychology degree using local Frederick tuition and cost of living data.
Public avg: $10,800 | Private avg: $42,000
Frederick avg aid: $13,491/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$105,100
tuition + room & board - aid
Annual Earnings Premium
$10,125
vs HS diploma in Frederick
ROI Payback Period
10.4 years
to break even
Lifetime Return in Frederick
$254,900
Lifetime earnings premium ($360,000) minus total education cost ($105,100)
Student Loan Payoff for Psychology in Frederick
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Frederick for Psychology
Frederick State University
public
$11,147/yr
$44,588 total
Community Colleges (2-Year Transfer)
Frederick Community College
$6,149/yr
Top Employers for Psychology in Frederick
Frederick offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:
Key Frederick Hiring Sectors for Social Sciences
Government agencies
Non-profits
Research institutes
Social services
Consulting
Common Psychology Job Titles
Psychology in Nearby Maryland Cities
Baltimore, MD
$57K starting · COL 130
22 colleges
Columbia, MD
$56K starting · COL 127.2
4 colleges
Silver Spring, MD
$54K starting · COL 122.5
4 colleges
Waldorf, MD
$53K starting · COL 120.7
4 colleges
Ellicott City, MD
$50K starting · COL 114.2
3 colleges
Glen Burnie, MD
$48K starting · COL 108.8
3 colleges
Rockville, MD
$57K starting · COL 128.5
3 colleges
Bethesda, MD
$51K starting · COL 116.7
3 colleges
Other Social Sciences Majors in Frederick
International Relations
$56K starting · 5 yr ROI
Political Science
$54K starting · 5.5 yr ROI
Urban Planning
$56K starting · 5 yr ROI
Geography
$56K starting · 5.5 yr ROI
Forensic Science
$56K starting · 4.8 yr ROI
Sustainability Studies
$56K starting · 5.8 yr ROI
Criminal Justice
$56K starting · 5 yr ROI
Sociology
$50K starting · 6.5 yr ROI
Psychology Degree in Frederick — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Psychology ROI in other cities, or explore other majors in Frederick.